Car Title Loans – Texas

TitleMax® has more than 1,000 title lending stores across 16 states nationwide and provides car title loans to over 3,000 people every single day. Each state has different requirements and today we’re going to focus on Texas. There are more than 130 TitleMax® locations in the state of Texas. We currently serve the Austin, Corpus Christi, Dallas, El Paso, Houston and San Antonio areas. If you, or someone you know, are in need of a short-term cash loan, we encourage you to visit, to find the location nearest you.

Getting a TitleMax® car title loan is simple. In the state of Texas, there are just 4 things you need to bring with you when visiting one of our locations:

1. Your Vehicle
What’s accepted:

  • Cars
  • Light-duty trucks
  • Vans
  • SUVs

2. A Lien-free Vehicle Title
What’s valid:

  • The title is the original or replacement title
  • The Vehicle Identification Number (VIN) on the title and on the vehicle match
  • The applicant’s name (i.e. John Smith) is listed on the title as the vehicle owner in one of the following manners:
    • Applicant only (i.e. John Smith)
    • Applicant or another party (i.e. Mr. John Smith or Mrs. Jane Smith)
    • Applicant and another party (i.e. Mr. John Smith and Mrs. Jane Smith)

3. Your Government-issued ID
What’s accepted:

  • Driver’s License
  • Passport
  • State-issued ID
  • Matricula Consular ID card issued to Mexican foreign nationals
  • Permanent Alien Residency or Green Card

4. Proof of Income
What’s accepted:

  • Recent pay stub – Must be dated within the last 40 days

A financial emergency can strike at any time. When it does, getting a car title loan with TitleMax® is a quick and easy way to get the cash you need, while keeping your vehicle! All you have to do is bring the 4 items listed above into one of our convenient locations to get the process started.

If you have additional questions about getting a car title loan with TitleMax®, visit our Frequently Asked Questions Page at

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1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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