“A penny saved is a penny earned!”

Standing Tall

Who likes cold hard cash? Just about everyone does and for a good reason. We have to have money to get the essentials (and non-essentials) we need in our lives. That’s why applying money saving tips to our every day routine could help us all in the long-run.  So our tip of the day for today is this:

Use your electricity wisely!

Many of us take electricity for granted. We have no idea how often and at what temperature we are running our air conditioning and/or heating units. We just set it to what we think feels comfortable and it continuously runs. But if you are willing to save a few cents, consider opening your windows when it’s nice out or bundling up in a blanket when it’s cold. According to www.energystar.gov, “as much as half of the energy used in your home goes to heating and cooling.” Half of your energy! That means your electric bill could potentially be half of what it currently is or at least a lot less. Here are a few suggestions for improving your heating, ventilating, and air conditioning systems:

  1. Change your air filter regularly – change it monthly for optimal use or at a minimum every three months. Dirty filters can slow down air flow which makes the system work harder (wastes energy)
  2. Tune up your HVAC equipment on a yearly basis – making sure it’s all running smoothly ensures less wasted energy
  3. Install a programmable thermostat and save about $180 every year in energy costs
  4. Seal your heating and cooling ducts and improve its efficiency by as much as 20%
  5. Hire a contractor
  6. Contact your energy provider and see if they offer a budget billing plan where you know exactly how much you will spend each month

Hopefully these energy saving tips will turn into money savers for you! For additional information, read www.energystar.gov or contact your energy provider with questions.

About TitleMax®

TitleMax® is one of the nation’s fastest growing and most reputable car title loan companies that offers short-term loans and quick approvals. We provide you quick cash in as little as 30 minutes and have 1,000+ locations throughout 16 states. Our stores are open and ready to assist you Monday – Friday from 9:00 a.m. – 7:00 p.m. and Saturday 10:00 a.m. – 4:00 p.m. (except in TN).

Please bring the following items with you when you come to us:

  1. A vehicle registered in the applicant’s name
  2. A clear, or lien-free, car title
  3. A government-issued ID
  4. Proof of income (only applicable for SC and IL.)

With these items you could obtain a vehicle title loan. If you are in need of fast cash and have the items mentioned above, stop by one of our 1000+ car title loan locations and you could be approved fast!

Contact Us
There are three easy ways to get in touch with one of our representatives.

  1. Visit our website at www.titlemax.com
  2. Call us at 1-88-TITLEMAX
  3. Chat with one of our friendly online representatives.

Our TitleMax® team understands that you should be fully aware of the process! That’s why we are ready and waiting to help you. We have a list of typically asked questions and answers on our website under our FAQ page; we have a toll-free line where you can call us. Or if you prefer to just get online and chat with, us that works too. You can ask us questions about your vehicle, amounts of cash you would like to borrow, details about store locations, and how to set up a payment plan.

Click TitleMax® Locations to find a location near you.

Learn more about car title loans by clicking Title Loan Information.

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1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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