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TitleMax Car Title Loans

Are you falling behind on your bills? Or do you owe someone cash NOW? Don’t worry about a thing! TitleMax® is here to help you. It’s such a simple process and our friendly customer service representatives are here to answer any questions you have about the lending process. So, absolutely do not hesitate to stop in and visit us at any of our 1,000+ locations. We are growing by leaps and bounds (and are now in 16 states) so we can be sure to help people like you in need of cash. And, who doesn’t need cash these days? Who has time to deal with a slow, tedious, confusing process involving credit checks here and tons of paperwork there? We don’t require any of that at TitleMax®. All we require are the following items:

  1. A vehicle registered in the applicant’s name
  2. A clear, or lien-free, car title
  3. A government-issued ID

Bring in these three items and you could be quickly approved for a car title loan! And once you get the cash, it’s all yours. There are no spending stipulations whatsoever.

At TitleMax®, the amount of money we lend you is determined by the cash you need and the value of your vehicle, never your credit score. Instead of analyzing an individual’s credit history, we place emphasis on the value of your current collateral, along with the documentation listed above in order to proceed. TitleMax® is typically faster than the other guys because we can loan you cash in as little as 30 minutes and will top it off with some of the best customer service around.

We provide service to more than 3,000 individuals each day because of reasons like…

(1)  We guarantee fast & friendly customer service to each individual
(2)  Our rates are some of the lowest rates in the title lending industry
(3)  Our footprint is continuing to grow – currently in 16 states
(4)  Car insurance is NOT a requirement when getting a car title loan from TitleMax®
(5)  The best one – Our customers keep the keys to their cars!

So, if you find that you are need of cash in a hurry and don’t have time to kill on the traditional, time-consuming method, consider TitleMax®! And know that we look forward to helping you!

To find a location in your neck of the woods, visit our store locator and enter your zip code.

For more information or to learn more about our TitleMax® services, click Car Title Loans to be taken to our Frequently Asked Questions page.

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1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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