Why Choose TitleMax?

Written by Jill Harrison

Oct 22, 2014

Because TitleMax® offers unbeatable customer service. And, as if that isn’t enough, our quick approval on all types of credit gives you no reason not to choose us and get the cash you need today. We love to help others which is why we want to help you. If you find that you’re in a financial emergency, don’t hesitate. Just pop in to any of our 1,000+ store locations and one of our team members will happily assist you.

TitleMax® offers a variety of loan products across the United States and we are ready to help you get cash in your pocket today! It’s such a simple process; we can have you in and out in as little as 30 minutes. So stop by before that money issue is out of hand! If you’d rather chat with us online or call us at 1-88-TITLEMAX first, that works, too. We’re flexible… anything to suit your needs!

If you’re interested in a title loan, be sure to bring the following three items to ensure the process goes smoothly and quickly!

A vehicle registered in the applicant’s name
A clear, or lien-free, car title
A government-issued ID

Do you have questions regarding title loans or any of our other short term loan options? Check out the Frequently Asked Questions page of our website for answers!

How much cash can I get?

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¹ Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available in Nevada, or for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry, a motor vehicle appraisal and a review of title condition. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

² Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. First time maximum for new personal loan customers varies by state; first time max is $600 in MS; $800 in SC; $1000 in other markets. Higher amounts may be available for return borrowers. In-Store: In-person application not available in the state of Idaho at this time. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in active bank account details (dated within the last 60 days), and a valid government-issued ID to apply. If your bank account statement does not show recurring income deposits, you will need to also bring in proof of income, like a paystub, from within the last 60 days. In NV, proof of gross income is required in addition to a bank statement. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. For new personal/unsecured loan customers without SSN or ITIN, max loan amount is $601 in SC, $350 in other states. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, and a valid SSN. You must also reside in a state in which we do business (currently AZ, DE, ID, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking .

– In Georgia, TitleMax offers Title Pawns.

– In Idaho, TitleMax only offers an online personal line of credit. In-person loans/applications are not available at this time.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– South Carolina Residents: Please see South Carolina Consumer Information and Disclosures.

– In Nevada, title loans and high interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan or high interest loan transaction. Ability to repay analysis with income documentation required. Proof of gross monthly income required for a personal loan. As of February 2022, a Nevada state-wide database check is required as a condition to getting a title loan or high interest loan in Nevada. Only one loan (either title-secured or personal) allowed per customer, inclusive of other lenders.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas. Certain TX products require proof of insurance. Loan minimums/maximums may vary by store, product or based on results of an ability to repay analysis.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.