Keep Your Budget Cool This Summer

Finally, winter holiday bills are paid off and it’s time to relax in the summer sunshine. Yet, with summertime comes high electric bills and temperatures that can make your car overheat, your AC overwork, and your budget overflow.

Summer is a time to enjoy the weather and relax, but the simplest summer activities can have you emptying your wallet before the first bug bites. Fortunately, TitleMax® offers easy and fast solutions to help you stay cool and enjoy summer to the fullest. If you’re in the market for a title loan or pawn, TitleMax® offers competitive rates while providing a superior level of customer service. Over 2,500 people choose TitleMax® every day for a number of reasons:

  • TitleMax® gives you cash for your car title!
  • TitleMax® doesn’t check your credit!**
  • TitleMax® has competitive rates!
  • TitleMax® offers quick approval – get your cash faster!

Applying is easy. Just fill out the quick title loan application and a member of our team will contact you to discuss the loan or pawn that fits you best!

Along with our loan and pawn services, we want to make sure you have the tools to keep your finances on track and save a little. Here a few tips for cutting cost this summer:

1-Yard Maintenance

When watering your yard/garden, water in the mornings or early evening. If you water in the afternoon, the sun will evaporate the water quicker and you will have to use more to ensure your plants stay hydrated.

Also, instead of hiring a landscaper, consider doing yard work yourself or hiring a neighborhood teen. The work may not be perfect, but you will have more money and build character-either for yourself or the entrepreneurial teen.

2-Online Coupons

Visit websites before shopping and check for discount coupons. The few minutes it takes to check online could result in some serious savings!

3-Have a Yard Sale

Now that you’ve done some spring cleaning, sell what you need to get rid of. Yard sales are a great opportunity to clean house, make some extra cash, and get the kids involved. Save the money you make or put it towards a summer vacation!

To learn more about our title lending process, check out our FAQ.

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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