Your Guide To Motorcycle Safety

It’s safe to say Motorcycles are cool. The freedom, ease and individuality they provide create a culture that just screams “Yea, I’m the cool side of the pillow.” But beyond that, they have a low impact on the environment, make parking a cinch, are cheap to maintain, have a lower fuel cost, and offer a thrill like nothing else.

Like any thrill, however, comes risk. Motorcycles provide less protection, which can result in inherent safety issues for riders. According to the U.S. Department of Transportation, approximately 8.5 million motorcycles were on roadways in 2012. This number, along with accident statistics, is steadily increasing. In 2013, 4,668 people died as a result of motorcycle accidents, according to data provided by the National Highway Traffic Safety Administration. During the same year, about 88,000 motorcycle riders were injured in accidents.

Some accidents are common with motorcycles, so motorcyclists should learn about typical accidents to learn how to avoid them.

Risk: Common accidents include those that involve car drivers not seeing motorcyclists on the road.

Solution: Motorcyclists can take steps to improve their visibility by wearing bright clothing or clothes with reflective stripes or patches.

Risk: Inexperienced riders are a danger to themselves and others on the road.

Solution: New motorcycle riders can take specific steps to prevent common accidents. Some steps include buying a motorcycle that fits the rider, honing skills to learn how to handle the bike, and using defensive driving techniques

Risk: Motorcycles are less resistant to un-maintained roads.

Solution: Riders should expect potholes and be constantly vigilant to avoid them. Even with heightened vigilance, however, motorcyclists should expect and anticipate potholes to avoid serious accidents.

Risk: Motorcycles do not provide protection to inclement weather.

Solution: Weather conditions and road configurations can reduce visibility while riding. Anytime a motorcyclist cannot see adequately, it’s important to slow down or pull over.

Risk: Purchasing a motorcycle on a whim without the proper budget.

Solution: When times get tough, luxuries are usually the first to go. Instead of selling your beloved bike, let TitleMax® help! We offer solutions just for motorcycle owners. By bringing in your motorcycle with its clear lien-free bike title and a valid government issued ID, we could get you cash in as little as 30 minutes. Just fill out the online car title form to get started!

Learn more about our motorcycle title loans.

Learn more about our motorcycle title pawns.

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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