5 Financial Questions to Ask Before Marriage


So he proposed? So she said yes? Congratulations! Engagements are an exciting time to celebrate and plan the rest of your life with the one you love. From wedding arrangements to your first house together, there are many things you will need to discuss before the big day.

One of those discussions should involve personal finances and sharing financial responsibilities. Every couple is different, which is why you should have a productive conversation on how you are alike and different when it comes to money. To get you started, here are five financial questions to ask before the big day:

1-How much debt do you have?

Young people in debt  is more common than ever. With high student loans and a competitive job market, debt is almost guaranteed. Asking how much debt your significant other has is important if you plan to spend your life with them. Also, if you have debt, you should volunteer this information.

2-What’s your credit score?

Poor credit scores and financial responsibility can lead to big arguments in a marriage. If one person feels like the other isn’t pulling their weight or is bringing down his/her credit worthiness, things can turn sour and potentially lead to divorce. Discussing credit scores before marriage can establish a foundation and make both parties feel comfortable with the topic in the future.

3-What about our children?

Although this may not seem like a financial question, there are a lot of expenses that come with having kids. “Are our kids going to go to private school? Should we set up a fund for college? Can we afford to get them everything they want for Christmas? How much is too much for the tooth fairy to give?” The list is endless. So, on top of asking the “when” and “how many” questions when it comes to having children, go deeper and logically figure out when and how many you can afford.

4-What about our parents?

This is an important question especially if you are both from different backgrounds. Without even noticing, you probably picked up a lot of money habits from your parents. It’s important to discuss how you were raised and how you tend to spend money. Talk about the similarities and differences of your upbringings and how you both view money.

5-Who is paying what?

It’s crucial to understand how money will be handled in your household. Will it be a joint checking account, separate, or a combination of the two? Who is in charge of paying bills? Preparing taxes? Should one person be in charge of finances and bills or should it be a shared effort?


The point of asking these questions is to find out if you are both financially compatible. It is also a chance to get some big topics out of the way before the wedding day. If times get tough financially, you want to make sure you and your partner are on the same page and can handle it together.

TitleMax® is also here to help. Since 1998, we have been helping our customers get though financial hardships every day. If you are ever in need of some extra cash, apply for a vehicle title loan. It only takes a few minutes to get started. From there you can visit your local TitleMax® location and could get same day cash in as little as 30 minutes!

You might also like...

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

Close Menu
Which login page are you looking for?

Opens in a new window