Keeping your 2018 Resolutions

Happy New Year! January is not only the beginning of a new year, but for many, the first month in their endeavor to conquer resolutions in the new year. Popular resolutions include: to lose weight, to exercise more frequently, to be more organized, and to quit smoking. Regardless of what “improvement” you decided to tackle, maintaining those changes for a long period of time (or even until February) can be difficult.  The good news is, there are some things you can do to help yourself stay on track and accomplish your goals. Max is here with tips to rescue you from New Year Resolution defeat!

Don’t Overwhelm Yourself

Make of list of goals you want to accomplish this year. Maybe you want to lose 20 pounds, maybe you want to be a better spouse, or maybe you want to maintain a regular workout routine. Once you have a list of all of your goals- pick the one or two that are most important to you and focus on those. Sticking to one resolution is hard enough so don’t set yourself up for failure by trying to confront all of your goals at the same time.

Make a Plan

Once you have decided on which goal you want to accomplish most, make a plan on how you are going to obtain that goal. For example, if you want to hit the gym more often, your plan might include: researching facilities to find out which one has classes that will keep your interest, finding a workout buddy to keep you accountable, or to devote a specific time of day to your workout so that you can plan everything else around that time period. Breaking down your big goal into smaller actions will help you to stay on track.

Don’t keep your plan a secret

Talking about and sharing your resolutions with family, friends or co-workers offers an extra level of support. If you tell your co-worker that you want to cut sweets out of your diet, have that person hold you to it. If they see you headed towards the treats kept at the office and can remind you of your goals, you will be less likely to steer off your resolution path to success.

Keep a Journal

Keep a daily journal so you can track your progress throughout the year. Make sure to write down your goals and make a daily entry about your plan and the progress you are making to reach that goal. This journal can be used to track things like what you are eating, your workout routines, the steps you took that day to be more organized, books/articles you’ve read, etc. You can journal anything that pertains to your goal. Making a journal entry each and every day will remind you of your goals and allow you to see your progress written down.

Focus on the process and not the big goal

Goals are much easier to accomplish one step at a time. Track your progress in your journal and be proud of yourself for accomplishing the small things that will lead you to the obtainment of your big goal. Focus on how much better you feel, how much stronger you feel, or how long you’ve been able cut back on the number of cigarettes you have each day. Staying focused on the progression of how you will reach your end goal will make that larger task seem less overwhelming.

Set yourself up for success

We can’t control all of the obstacles we come across in our environments during the day, but for the ones that we can control, we must. If your goal is to lose weight, don’t keep junk food in your home, office or vehicle.  If you want to be spend more time with your family, put away phones, computers and anything else distracting that might take away from your time together.  If we eliminate from our controllable environments the things that tempt us to stray away from our plan and goals, we will be more likely to succeed!

Reward Yourself

Set small milestones for yourself as you continue on the path towards your goal. If you meet your workout routine goals for two months straight, buy yourself a new work out outfit. If you’ve been working hard for four straight weekends to organize your home, take the fifth weekend off. Stuck to that diet for a month? Have a slice of pizza (then get right back on track).  Knowing the rewards and what you need to accomplish to earn them makes getting to your goal a little more fun.

Good luck to all of you who are embarking on a new year resolution! If you get a little off track, don’t quit! Don’t let one minor set-back keep you from accomplishing your end goal. Stick to your plan and make this year your most successful one yet!

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

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