Summer Sun Safety!

Summer is here and I am ready to hit the beach and enjoy the great weather. While having fun and soaking in the sun, it is important to protect yourself from the sun’s harmful ultraviolet (UV) rays. We are all susceptible to damaging UV rays and can even develop Melanoma or skin cancer if we don’t take enough precautions.  Avoiding the sun all together is nearly impossible but there are a few things we can do to mitigate the risks of exposure to the sun’s UV rays.

Take Cover

To reduce the amount of exposure you have to the sun, take a break in the shade. If you are going to the beach or another destination that is open without natural shade producers such as large trees, bring an umbrella. Taking a time-out from sun exposure allows you to enjoy being outside in the warmth while blocking those risky rays.

Dress to Protect

Long-sleeved shirts and long pants or skirts will provide great protection from the sun. If possible, wear clothing with tightly woven fabric because it offers the best defense against UV rays. Make sure to stay dry or carry a change of clothing with you if you think your attire will end up wet. Wet clothing is much less effective in blocking UV rays than dry clothing. If you can, stick to darker colors. Darker colors may offer more protection than lighter colors. Keep in mind that the type of clothing you choose to wear cannot fully protect you and taking other precautions along with the suggested clothing is necessary!

Top Off Your Look

Simply adding a hat to your sunny day outfit can greatly assist in protecting your skin from the sun.  For the most protection, the CDC suggests wearing a hat with a brim all the way around that shades your face, ears, and the back of your neck. Fabric such as canvas, that is tightly woven, is a great choice. You will want to avoid hats made of straw because they have holes that can allow sunlight to get through. As with clothing, darker hats may offer more protection against UV rays. If your hat of choice is a baseball cap, make sure to cover areas such as your neck and ears with clothing or sunscreen.

Protect Your Peepers

Our eyeballs and the tender skin around our eyes can be badly damaged by exposure to UV rays. Sunglasses are a great way to block UV rays from reaching our eyes. Make sure to get sunglasses that will block both UVA and UVB rays. The CDC states that most sunglasses sold in the United States, regardless of cost, meet this standard. They also recommend purchasing wrap-around sunglasses because they block UV rays from sneaking in from the side.

Apply and Re-apply  

Regardless if it is super sunny or slightly cloudy, if you are going outside, always use a broad spectrum sunscreen with at least SPF 15. For all exposed skin, be sure to put on a thick layer of sunscreen. Also, get help when putting sunscreen on hard to reach places like your back. You don’t want to miss any spots and risk a painful burn. Sunscreen can and should be used in combination with the other forms of protection (shade, clothing, hats, sunglasses). Sunscreens are given a sun protection factor (SPF) which rates their effectiveness in blocking UV rays from the sun. The higher the SPF, the more protection. Even if you choose the highest SPF sunscreen available, it will still wear off. You should re-apply your sunscreen every two hours or after sweating or swimming. If you plan on using left over sunscreen, check the expiration date. If there is no expiration date, the CDC states that you can assume that the shelf life is no more than three years but could be much shorter if the sunscreen has been exposed to high temperatures.

You can still have fun in the sun while protecting yourself from UV rays. Use as many of these recommendations in combination with each other as you can. Exposing your skin to the sun without protection is not worth the risks. You can find more information and statistics about sun exposure and skin cancer on the CDC website, https://www.cdc.gov/cancer/skin/statistics/race.htm

#MaxtotheRescue #SPFftw #BetterSafeThanSorry #DontGetBurned

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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