Tailgating on a Budget Blog

The Browns or the Bears? The Chargers or the Cowboys? College or Professional? Football is about to kick off in full swing, and that means… so is tailgating season! One of the best parts about a sporting showdown is coming together with friends and family to get pumped up for the main event. If you have lots of hungry people to feed and entertain, thriftiness is the name of the game. Keep your fans happy, and your budget in check with some creativity and planning. Everybody wins!

Gearing up for Game Day

Cut costs by preparing and planning before the big day. Get equipment essentials economically by borrowing from friends and family. Soliciting big items like chairs, folding tables, portable grills, canopies, and coolers can add up to some seriously saved cash. Even if you can borrow smaller items such as grilling basics (spatula, tongs, BBQ sauce brush) or miscellaneous items (blankets, team flag, cozies) you can intercept those dollar bills!

Tackle your Transportation Tactic

Let’s face it, parking at the stadium is expensive! Employ teamwork to overcome those transportation woes. Consider carpooling to spread the cost of parking across a group of friends. If you are up to walking a little bit, hosting the tailgate a little further away can help you avoid the high cost of stadium parking. If you are planning on tailgating several times throughout the year, a season pass at the stadium can provide a significant discount as well. Saving on driving and parking can make you and your friends feel like budget champions!

Replay your Food Menu

Hand in hand with large gatherings usually comes large meals, and the result? Lots of leftovers! Use this to your advantage by planning your weekly menu around what fanfare will be served up for the day. Repurpose sandwiches into breakfast items by chopping up the meat and cheese and using in omelets or egg muffins. Roast the carrots from your veggie tray for a dinner side. Reuse fruits in a smoothie. Turn leftover chips or crackers into breadcrumbs.

Stretching cuisine throughout the week (or longer) will ease the cost of buying food for one day.

Teamwork for the Win

Spreading out the responsibilities (and costs) among a group of friends can be a thrifty minded individuals’ best bet. Delegate tasks from food to drinks to decorations. If you are in charge of food or refreshments, use coupons and buy generic. If you are tasked with decking out the space with decorations, check out your local dollar store for ideas from pom-poms to football lights. If you want to save even more, skip the drive. You can find tons of inspiration online, from inexpensive banners to printable appetizer labels.

Tailgating Touchdown

From meal planning, to space considerations, to decorations there is a lot of work involved in throwing a tailgate party. By employing a few easy tips and tricks, you and your wallet can be a game day great! Plus, keeping your tailgating expenses at a minimum allows you to save your money for celebrating a big win – Score!

– California Residents: As of January 1, 2020, TitleMax of California, Inc., d/b/a TitleMax, no longer originates new loans in California. TitleMax will continue to service existing loans originated before January 1, 2020. California Finance Lenders Law License No. 603K014. Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– Illinois Residents: As of March 23rd, 2021, TitleMax® of Illinois, Inc., d/b/a TitleMax, no longer originates new loans in Illinois.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11. As of January 1, 2021, TitleMax of Virginia, Inc., d/b/a TitleMax, no longer originates new loans in Virginia.

– TMX Finance of Virginia, Inc. d/b/a TitleMax Loans is licensed by the Virginia State Corporation Commission. As of January 1, 2021, TMX Finance of Virginia, Inc., d/b/a TitleMax Loans, no longer originates new loans in Virginia.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the Pledge max of $2,500 and Secured LOC max of $4,000. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires valid government-issued ID, a credit inquiry, and a motor vehicle appraisal. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit.

Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

Refinancing is not available in Mississippi or Tennessee.

2 In-Store Personal Unsecured Loans: Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, bring in proof of income (dated within the last 30 days), active bank account details (dated within 45 days), proof of residency, a void check, a valid government-issued ID, and in AZ, a valid AZ vehicle registration in your name. LOC customers are subject to a periodic income review/validation to maintain credit limit.

Unsecured loan/LOC products not available in all stores or states. Minimum/maximum loan/LOC amounts vary by state; not all loan amounts available in all states. Max loan/LOC amount for first time borrowers is $1,000 ($500 in AZ). Returning customers with a good payment history may qualify for higher amounts, currently up to $2,500 in most states. Without SSN or ITIN: Max loan is $300. Certain other terms and conditions may apply.

3 Online Personal Unsecured Loans/LOCs: Must be at least 18 years of age. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, you must provide proof of steady income (within 30 days), valid and verifiable bank account (statement dated within 45 days), a voided check, valid and active email address and telephone number, valid SSN, valid government-issued ID, and you must reside in the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI) and provide proof of residency. In AZ, must present valid AZ vehicle registration in your name. LOC customers are subject to a periodic income review/validation to maintain credit limit.

Minimum/maximum unsecured online loan amounts vary by state: SC min is $610. Maximum unsecured online loan/LOC amount for first time borrowers is $1,000. Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Certain other terms and conditions may apply. Unsecured online loan products and amounts not available in all states. TN customers: Only one LOC per customer, inclusive of other lenders.

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