Why is TitleMax® Getting Personal?

Written by Bonnie Gringer

Oct 15, 2018

Because you asked!

TitleMax® is all about helping our customers cover unexpected expenses, especially during emergencies, when you need cash fast. Asking a friend or relative, or even the bank is not an option for getting cash quick. But what if you don’t have a clear title or own your vehicle outright? We heard your needs loud and clear and have a solution! We understand not everyone has a clear title for their vehicle, a requirement for title loan approval. But that doesn’t have to be bad news! TitleMax® now offers Personal Installment Loans. Personal Loans do not require that you own your vehicle with a clear title, or own a vehicle at all! There are other requirements of course, but when you need money quickly and have issues with credit or getting money from a traditional lender, you have other options with TitleMax®.

TitleMax® personal loans are currently available in Utah, Wisconsin and most Texas locations. Other states will be added soon!

It’s simple and convenient too! As usual, you can start the application online from the comfort of your couch wherever you have internet access. Another option is to simply visit one of our Utah, Texas, or Wisconsin locations nearest you. We look forward to seeing you soon!

About TitleMax®

TitleMax® is proud to be one of America’s leading car title loan and car title pawn companies with over 1,000 locations nationwide. When life throws you a curve ball, find out why more than 3,000 people choose TitleMax® every day for their title loan, title pawn and personal installment loan needs.

How much cash can I get?

Customer Portal

Easily accessible on your desktop and mobile devices.
Manage your account with ease – anytime, anywhere.
Conveniently check the balance of your account, payment history, and payment due date(s).
Make a payment at any time, whether you are at home or on the go.

Login

¹ Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available in Nevada, or for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry, a motor vehicle appraisal and a review of title condition. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

² Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. First time maximum for new personal loan customers varies by state; first time max is $600 in MS; $800 in SC; $1000 in other markets. Higher amounts may be available for return borrowers. In-Store: In-person application not available in the state of Idaho at this time. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in active bank account details (dated within the last 60 days), and a valid government-issued ID to apply. If your bank account statement does not show recurring income deposits, you will need to also bring in proof of income, like a paystub, from within the last 60 days. In NV, proof of gross income is required in addition to a bank statement. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. For new personal/unsecured loan customers without SSN or ITIN, max loan amount is $601 in SC, $350 in other states. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, and a valid SSN. You must also reside in a state in which we do business (currently AZ, DE, ID, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking .

– In Georgia, TitleMax offers Title Pawns.

– In Idaho, TitleMax only offers an online personal line of credit. In-person loans/applications are not available at this time.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– South Carolina Residents: Please see South Carolina Consumer Information and Disclosures.

– In Nevada, title loans and high interest loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan or high interest loan transaction. Ability to repay analysis with income documentation required. Proof of gross monthly income required for a personal loan. As of February 2022, a Nevada state-wide database check is required as a condition to getting a title loan or high interest loan in Nevada. Only one loan (either title-secured or personal) allowed per customer, inclusive of other lenders.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas. Certain TX products require proof of insurance. Loan minimums/maximums may vary by store, product or based on results of an ability to repay analysis.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.