Six Ways to Easily Lower Your Grocery Bill

When you are looking for ways to trim your budget, there are several areas you can easily cut out altogether including your morning latte or elaborate shopping sprees. Then there are other areas that you cannot cut out completely, like grocery shopping. While you may not be able to remove the expense of your weekly grocery bill altogether, you can trim the cost significantly by utilizing these 6 easy tips.

  1. Prep Work – Before you set foot in the door of your local grocer, you need to do some prep work. Create a weekly meal plan, keeping in mind what you already have, so you purchase only what you need. Set a budget and stick to it! Bring only the cash you have set aside for groceries. If this means bringing a calculator to the store, do it! Explore your store’s deals and coupons for the week. You can find this information in their weekly ad, or on their website. Make sure you have your store card to get in on the best deals.
  2. Compare Apples to Apples – You can save a lot, just by comparing. Explore which store has the best deals, or the lowest priced items. Compare brands to make sure you are not paying extra for packaging.
  3. Stock Up and Save – When your favorites are on sale, stock up! Nonperishable foods, toiletries, pet care items, baby products, cleaning supplies and paper products are ideal for this. However, for many foods, the opposite can be true. Many foods, when you buy more than you need, can end up being wasteful. Don’t throw money in the trash! If you know you will only use a few items, buy only what you need.
  4. Avoid Pre-Cut, Pre-Portioned and Pre-Packaged –While these items may be more convenient, you are paying someone else to do the work for you! Use this principle when purchasing meat, fruit and vegetables, which can easily be the largest portion of your grocery bill. Instead of buying pre-cut pieces of fruit, buy the entire cantaloupe. Buy a bigger piece of steak, instead of purchasing the pre-cut pieces for stews or shish kabobs. When it comes to veggies, avoid the frozen food aisle! Buy them in bulk, and freeze until you are ready to use them.
  5. Implement a Clean Out Week – This is a great way to save on your monthly budget! Once every few weeks, have a pantry, fridge and freezer clean out week. It’s a good excuse to get your freezer and pantry organized, and you might even find a new favorite recipe in the process!
  6. Avoid Distractions, Endcaps and Eye-Level Items – It is easy to get tempted into purchasing unnecessary items like candy and chips. If you find yourself roaming the home goods section of places that also carry groceries – avoid them! Be mindful of where your eyes gravitate – Manufacturers pay for shelving placement, and this may result in you spending more for items. The same principle goes for endcaps. Avoid these featured products, if you can!

 You don’t have to be a coupon-clipping guru to save some serious cash on your monthly grocery bills. Using a few simple strategies, you can soak up the benefits of serious savings on your next shopping trip.

– California Residents: As of January 1, 2020, TitleMax of California, Inc., d/b/a TitleMax, no longer originates new loans in California. TitleMax will continue to service existing loans originated before January 1, 2020. California Finance Lenders Law License No. 603K014. Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– Illinois Residents: As of March 23rd, 2021, TitleMax® of Illinois, Inc., d/b/a TitleMax, no longer originates new loans in Illinois.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11. As of January 1, 2021, TitleMax of Virginia, Inc., d/b/a TitleMax, no longer originates new loans in Virginia.

– TMX Finance of Virginia, Inc. d/b/a TitleMax Loans is licensed by the Virginia State Corporation Commission. As of January 1, 2021, TMX Finance of Virginia, Inc., d/b/a TitleMax Loans, no longer originates new loans in Virginia.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the Pledge max of $2,500 and Secured LOC max of $4,000. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires valid government-issued ID, a credit inquiry, and a motor vehicle appraisal. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit.

Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

Refinancing is not available in Mississippi or Tennessee.

2 In-Store Personal Unsecured Loans: Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, bring in proof of income (dated within the last 30 days), active bank account details (dated within 45 days), proof of residency, a void check, a valid government-issued ID, and in AZ, a valid AZ vehicle registration in your name. LOC customers are subject to a periodic income review/validation to maintain credit limit.

Unsecured loan/LOC products not available in all stores or states. Minimum/maximum loan/LOC amounts vary by state; not all loan amounts available in all states. Max loan/LOC amount for first time borrowers is $1,000 ($500 in AZ). Returning customers with a good payment history may qualify for higher amounts, currently up to $2,500 in most states. Without SSN or ITIN: Max loan is $300. Certain other terms and conditions may apply.

3 Online Personal Unsecured Loans/LOCs: Must be at least 18 years of age. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, you must provide proof of steady income (within 30 days), valid and verifiable bank account (statement dated within 45 days), a voided check, valid and active email address and telephone number, valid SSN, valid government-issued ID, and you must reside in the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI) and provide proof of residency. In AZ, must present valid AZ vehicle registration in your name. LOC customers are subject to a periodic income review/validation to maintain credit limit.

Minimum/maximum unsecured online loan amounts vary by state: SC min is $610. Maximum unsecured online loan/LOC amount for first time borrowers is $1,000. Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Certain other terms and conditions may apply. Unsecured online loan products and amounts not available in all states. TN customers: Only one LOC per customer, inclusive of other lenders.

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