Don’t let boredom discourage you from budgeting: There are so many programs out there that can make this process simple, organized, and even fun! Gone are the days when you have to keep a ledger book and messy piles of receipts in order to track your spending. There are many apps that will let you keep up to date with your bank account in real time while setting savings goals, tracking spending in specific areas, and even taking pictures of receipts! Here are six unique budgeting apps you can access from your phone or computer.
1. Mint (free, available on iOS and Android)
You can use Mint to plan and organize your whole financial life with one easy-to-use app. You can sync it with your bank account and see changes updated live in the app. Use it to make payments, plan your monthly budget, and even calculate tips. It also includes investment tracking, and in many cases, you can use Mint to pay your bills. Everything you need is packaged into one free, convenient app that will help you take control of your financial life.
2. PocketGuard (free, available on iOS and Android)
Don’t lose track of what’s in your wallet. PocketGuard can help you keep track of your spending and help you plan and stick to a budget. This app can help you get an idea of where your money is going and take a look at the big picture of your monthly spending and net worth. PocketGuard can even help you find savings on your monthly bills.
3. EveryDollar (free, available on iOS and Android)
Building and tracking your budget has never been easier when you use EveryDollar. Set goals and achieve them thanks to the simple spending tracking system that breaks down how much you’ve spent each month, and watch to see if you meet spending and saving goals. It takes as little as 10 minutes to build your first budget.
4. YNAB (free for 34 days, then $6.99 a month, available on iOS, Android, and Web browsers)
You heard it from this app first: “You need a budget”! YNAB can help you build a budget for success with comprehensive tools and even includes classes and workshops to help you learn more about managing your financials. The workshops available through YNAB are a valuable and a strong tool to help you create a budget you can stick to and meet your savings goals.
5. Wally (free, available on iOS and Android)
Wally is a popular app praised for its simplicity and versatility. It allows users to monitor income, track expenses, and keep track of where, what, and why you spent money. It will work for any currency in the world and will let you save pictures of your receipts. Wally uses the philosophy that by being mindful of money, you’ll have an easier time saving.
6. Dollarbird (free with basic package, available on iOS and Android)
Dollarbird will let you watch your budget balance out in real time as you track where your expenses are going, day to day, month to month, and year to year. You can add family members to your account so you can budget together. If you’re looking for simplicity in your budgeting app, do check out Dollarbird! You might find that it’s so easy that it’s fun.