Beating the Post-Holiday Blues

The parties have been had. The boxes of decorations are placed tidily back in their reserved corner of the attic. The sweets and treats have been baked and enjoyed. The presents have been opened. The hustle and bustle of the holiday season is over.

The whimsical time the holidays created has come to a close and resuming life as normal is sometimes easier said than done. If you are like many, you may find yourself down in the dumps. Luckily, Max is coming to rescue you from the doom and gloom!

Post – Holiday Hobby

Let’s be honest, while the holidays are crammed full of fun, they also take up a TON of your time! Between gift shopping for friends to grocery shopping for the family feast, your schedule is usually on overdrive. Now that you have freed up your calendar, take this time to pick up a hobby. Have you always wanted to learn how to sew? Maybe you want to get into woodworking. Now is the time for you to focus on a new pastime.

Break a sweat

New year, new you! Hitting the gym is a great way to beat the post-holiday blues while achieving new goals. And exercising releases endorphins that make you feel more energized and happier overall.

Home Improvement Project

Now that the holiday decorations are down, it’s the perfect time to tackle some of those lingering home improvement projects. Whether its clearing out the clutter in your closets or redesigning your kitchen, the possibilities for your humble abode are endless. It can be something as simple as painting your guest bedroom or as elaborate as installing new hardwood floors. The project will keep you busy, and the new face lift will give you the confidence to whisk away your misery.

Plan a vacation

Back to the grind. Working the 9-5. The monotony of the day in and day out can pile on the despair. Beat away those blues by planning a getaway for yourself, your family, or you and a group of your closest friends. If you are up to it, volunteer to be the vacation planner. From flight reservations, to hotel accommodations, to activity planning you will stay busy with the added bonus of the anticipation of a relaxing retreat. By giving yourself something to look forward to, you can bust those blues in no time.

Learn Something New

Challenge yourself to take a class in 2020. Let this be the year that you tackle that bucket list item of learning how to ski. If you have dreamed of being fluent in Spanish or something as extreme as a black belt in karate – now is your time! Kick your culinary skills up a notch with a cooking class or get your bank account in order with an online finance class that covers everything from retirement planning to personal saving.

Welcome 2020!

While it’s easy for many to feel down this time of year, by taking a few steps in the right direction, you can get off the post-holiday blues bandwagon. Rather than despair that the holidays have ended, embrace the new year with a positive outlook. Whether you are busy breaking a sweat or basking at the beach – do something for yourself, and greet 2020 head on!

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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