The 10 Best Personal Finance Apps

The Top 10 Best Apps for Finance

Using a personal finance app can help you budget, pay bills on time, and stay organized. It can have a huge impact on your financial life, but there are so many options to choose from. There’s no reason to get overwhelmed though. We’ve created a list of the ten best apps for personal finance.


Price: Free

Availability: Android and iOS

Mint connects with your bank account to show you balances, expenditures and deposits, budgets and more. Mint is a super convenient app that will allow you to do much of your banking all in one place. It will alert you to bills that are due and give you a quick credit check. With alerts, advice, and investment tracking, this app really does it all. It’s colorful and easy to use, allowing you to stay up-to-date on your accounts and move money on the go.


Price: 4.99 – $9 a month

Availability: Android and iOS

There’s no doubt that the standout feature on Expensify is the Smart Scan tool. It’s used to scan in receipts that are automatically logged in the system. That means no more typing in receipt information manually. This helps users track their personal expenses with ease. It also allows credit card information to be used to generate IRS certified eReceipts. The app can flag receipts that need your attention and will automatically approve and reimburse you. With one scan, your expense report is done. The app has a few other unique features like automatic currency conversion. This app is most definitely for people on the go. If you travel a lot for business, Expensify can be a huge asset and a great time-saver.

Good Budget

Price: Free, but with in-app purchases

Availability: Android and iOS

This app is for people that budget the good ol’ fashioned way. Good Budget is reminiscent of the method of budgeting by envelope. Once the cash in an envelope is gone, your budget is up. This app mimics that style. The functions allow you to set money aside for different purposes and track how much was spent from each budget. The design is simple so anyone can use it with no complex controls. While this simplistic design won’t be for those who are looking for more sophisticated functions, it definitely would appeal to anyone who likes basic, easy-to-use apps. It’s for anyone that wants to digitize their envelope budgeting style.


Price: $1-3 a month

Availability: Android and iOS

Acorns is a widely used app that gives you comprehensive information about all your finances. It allows users to access data on student loans, credit cards, bank account balances, expenditures, budges, 401K, and investment accounts. All of this information is stored in one convenient app. The stand out feature of the app is its investment opportunities. It will allow you to invest your spare change and grow your finances.


Price: Free

Availability: iOS

Spendee is easy-to-use and has the capability to log expenses through pictures of bills and receipts. The overview page will show spending patterns and trends. It includes the ability to make budgets and track them with sharable savings wallets, multiple budgets, and multi-device synchronization. The platform includes colorful graphs laid out in easy-to-understand formats.


Price: Free

Availability: Android and iOS

Wally has similar features to many other financial planning apps, but Wally stands out in the area of expenditure monitoring. Create and reconcile expenditures in your budget quickly thanks to Wally’s tools for expense tracking. The app also includes detailed infographics that show spending trends and patterns. This is another app that saves you the hassle of typing in your expenses manually. You can simply scan receipts. It saves so much time. This app is for anyone seeking out a budgeting app with receipt scanning capabilities and it would be a good choice for those who like to understand finances through charts and graphs.


Price: $5.99

Availability: Android and iOS

Home Budget with Sync is the perfect choice for families that want to share budgets together. Multiple users can share their budget and expenditures across multiple devices. Share target saving and budgeting goals as a household. This will help users save time on managing multiple accounts.

Credit Karma

Price: Free

Availability: Apple and iOS

Credit Karma is your app if you’re searching free credit scores and other financial reports. It will also track spending and earning patterns and uses this information to recommend loans and credit card facilities to help improve a financial situation. It will use your profile to find the best deals and offers with the lowest interest rates. If you use a lot of credit cards, you definitely want to check out this app.

Money Lion

Price: $0 to $29 a month

Availability: Android and iOS

MoneyLion is one of the best investment apps out there. It offers Zero-Fee Managed Investing where you can choose how much to invest and when as the app grows your personal portfolio. It offers great benefits like free cash advances and free cashback rewards. You’ll enjoy free fraud protection and credit monitoring. The paid membership version offers great rewards like a $1 daily cashback to your investments, a credit builder and more. Whether you opt for the paid or free version, you can enjoy some great perks.


Price: Free

Availability: Android and iOS

If you have a loan or pawn through TitleMax, our app makes it so easy to manage your account. You can check your balance and make a payment any time with just a few clicks. Locate your nearest store and access your information at any time. You can even make an appointment and skip the line with the express lane feature too.

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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