Eating Healthy on a Budget

Choosing foods that are healthy for the family while staying on budget may seem like a difficult combination. The good news is that a well-balanced diet that’s full of whole nutrients doesn’t have to be boring or unaffordable. Planning a menu and cooking as a family can be surprisingly cost-efficient, and it’s a great way to spend time together. In many cases, you can make several different meals for the price of one meal out. Plus, you’ll have the peace of mind that comes from knowing all of the ingredients in your food. Once you implement these six tips for eating healthy on a budget, you may never dine out at a fast-food restaurant again.

Shop Multiple Stores to Stretch Your Budget

Shopping at one big grocery store may save you time, but it might not save you money. Prices for different foods can vary from store to store, so it’s wise to watch grocery store sales so you can stock up on items when they’re discounted. Many consumers get steep discounts by shopping at no-frills grocery stores. These stores will often make you bag your own groceries, but you’ll save money in the process.

Plan Your Meals to Save Time and Money

Meal planning is an integral part of sticking to a grocery budget. It gets very easy to opt for take-out when everyone’s hungry at dinnertime, but if you’ve planned and shopped for easy and healthy meals, it’s not so difficult to pull dinner together for the family. Some families like to do meal prep together on the weekends after they shop, which makes weekday dinners even easier and faster to prepare.

Eat Your Leftovers to Save More Time and Money

When you have leftovers from your meals, make a plan to use them before they go bad. Store your leftovers in containers in the front, center shelves of your refrigerator so you don’t forget about them. Family members might take leftovers to work or school for lunch the next day, or you can designate one night a week as leftover night, serving up all of the leftovers from other meals.

Organize Your Shopping to Fit Your Budget

As you shop for groceries, organize your cart so you keep tabs on what you’re purchasing. Place all of the ingredients you’re buying for meals together in the cart. Group staples such as eggs and milk in another area of the cart. If you’re making impulse buys, place these items together in the cart. Before you check out, take a moment to glance over your shopping cart to make sure you really want to buy everything you’ve selected. You may find that when you take a final inventory, you decide you can do without a few items.

Use Coupons to Save Hundreds of Dollars a Year

Coupons might save only a few pennies off select items, but when adding up the savings, the difference can be sizable. Check your local paper to find coupons for items you need. Regular coupon-clipping might be enough to save you a few dollars every time you buy groceries, which could add up to hundreds of dollars over a year. Don’t forget to check for in-store coupons, too.

Shop Locally to Help Your Budget, Your Health, and Your Community

Shopping within your local community has a number of benefits. When your spent dollars stay within your community, it benefits your local economy; local farmers and small-business owners make a profit, and they collect tax revenue that can be spent on things that benefit local residents, such as parks or events. Shopping locally also gives you the opportunity to interact with the people who grew or made the items, so you can learn about how these products were made. You may even be able to negotiate prices with local businesses.

Additional Resources

Shopping smart is a big part of living within a family’s food budget. Likewise, planning ahead for the unexpected is also important. However, the sudden and expensive nature of emergency situations can be hard to cope with on a tight budget. For that reason, we are proud to offer families and individuals alternative lending solutions that can be used to make ends meet during times of financial strain. Title loans and personal loans may be a good solution to help manage unexpected financial burdens. Here are other resources, too, that can help keep your food budget in check.

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1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in active bank account details (dated within the last 60 days), and a valid government-issued ID to apply. If your bank account statement does not show recurring income deposits, you will need to also bring in proof of income, like a paystub, from within the last 60 days. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. For new personal/unsecured loan customers without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, and a valid SSN. You must also reside in a state in which we do business (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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