6 Ways to Cope (and Still Save Money) After Ditching Cable

So you’ve done it! You’ve cut the cord and canceled cable. According to USA Today, you can expect to save around $60/month. That’s money you can save for a vacation or fund whatever adventures make you happiest. And not to worry, you haven’t condemned yourself to a life without great television and cozy movie nights. Many families without cable still watch sporting events, reality shows, and new movies. The only catch to coping without cable? It’s easy to spend just as much on cable replacements! Here are some ways to save stay entertained without cable, and without breaking the budget.

Buy an HD Antenna

The best way to get regular television channels for basically free (well, minus the startup fees)? Go old school and get an antenna. Don’t worry; it’s not the UFO antenna on the roof or the rabbit ears wrapped in aluminum you might remember from your grandparents’ house. You are also going to get more than the 3-6 channels those old rabbit ears picked up. Check your address at AntennaWeb and find out how many stations you can pick up with an HD antenna, and find out how far you are from transmission antennas. There are many HD antennas on the market, available from specialty retailers and big box stores alike. Here are the features you want to look for in an antenna:

  • Omnidirectional (this means they can pick up signals from any direction; some antennas on the market only pick up signals from one or two directions)
  • Easily mountable
  • The reception range matches how far you are from any antenna from which you need to receive signal
  • The antenna picks up both UHF and VHF channels
  • Decide if you would rather have an indoor or outdoor antenna. Indoor antennas work well for most people; if you live in a rural area an outdoor antenna might improve your chances at pulling in all the channels you want

Choose the Right Streaming Player

If you’re going to use a streaming service (and more about picking the right one for you next), you will need a streaming player. You have four primary options.

  • Apple TV: Do you already have an extensive library of films and television episodes on iTunes or on the Apple TV app? Apple TV is the only streaming player on the market which will allow you to stream these files to your television. Apple TV might also be the best bet for you if you use other parts of the Apple HomeKit or are a heavy user in general of the Apple ecosystem. Be warned, although most streaming services work on Apple TV, Google Play does not.
  • Amazon Fire TV Stick: You can buy an Amazon Fire TV Stick with Alexa voice control for around $30. If you are using Alexa and want your Fire TV Stick to integrate, this is a great, affordable choice. Although the other big streaming services are accessible through the Fire TV Stick, some like Now TV are not. The dongle-style players are all capable of being hooked into your television’s USB port for power. Fire Sticks also tend to buffer more than other streaming players.
  • Google ChromecastGoogle Chromecast is a little different from the other players, in that you don’t have a remote for it. Instead, you open the streaming service you want to use and click on the Chromecast icon (check out the setup instructions). Note, though, that you can’t cast Amazon Prime through apps, but only through a computer browser. Again, if you use other Google Home products, you’ll appreciate the simplicity of the Chromecast, which you can pick up for about $35.
  • RokuRoku offers a variety of streaming devices, starting at $30. Roku treats all of the other primary streaming services equally, so you can stream everything except for things purchased on iTunes/AppleTV. The Roku devices stream quickly and work well. Although there is some integration with Google Home products, Roku’s biggest drawback is that it is not a natural fit in a smart home ecosystem.

Choose the Right Streaming Service

There are so many streaming services! How do you decide which is right for you?

  • Free Is GreatDo you have a library card? Then you probably have access to at least one free streaming service. Kanopy is perhaps the best and most commonly offered. It has a rich kids’ selection, films from the Criterion Collection, and plenty of recent releases. Bookflix is only for kids, and offers a well-curated selection of kid films and educational programming.
  • Are You Already Paying for Streaming?Are you an Amazon Prime customer? Then you get Amazon Prime Video. Amazon has either produced (or acquired exclusive streaming rights to) shows like The Marvelous Mrs. Maisel and Fleabag. They also have a rich library of movies, classic television shows, and exclusively stream many PBS shows.
  • The Big Ones: Hulu and Netflix are probably the two best-known streaming services. They both produce their own content (Netflix has Stranger Things; Hulu has The Handmaid’s Tale). Netflix offers past seasons of other television shows and films; Hulu has current season episodes for some shows, full seasons of other shows, and movies.
  • Single Channel StreamingNow more and more entertainment entities are offering their own streaming services. Disney launched Disney Plus in late 2019. HBONow has been around for a while, and CBSAllAccess is making a significant push with exclusive content like the new Twilight Zone and a new show featuring Star Trek: The Next Generation‘s Captain Picard.

What’s a Live-TV Streaming Service?

Do you have a sports fanatic in your household? You might need a live-TV streaming service. These services function like cable and allow you to watch live television through an app on your streaming stick or Smart TV. They range in price from $15-$50 dollars. The major players are AT&T Watch, Sling TV, Hulu+Live TV, PlayStation VUE, DirecTV Now, and YouTube TV. Much like cable packages, each service offers a different mix of channels so you’ll want to know what channels you want and decide from there. All of these services offer free trial periods.

Remember DVD Players?

Dig yours back out! Many films and television shows aren’t currently available on any streaming service, and you can enjoy them via DVD at a minimal cost. This is another time your library card will save you money. Most libraries offer DVDs, have exciting collections, and it’s all for free! Thrift stores and used bookstores are often overflowing with DVDs for very little money. And Netflix still offers DVDs by mail starting at $7.99 a month.

Save Money on Streaming

So… don’t all of these add up? Absolutely. If you signed up for every service which catches your interest, you could quickly outspend your cord-cutting savings. To save money, try rotating one or two paid services at a time. Is there a new season of Westworld? Pay for HBONow and catch up on other HBO series and movies. Stranger Things time? Reactivate your Netflix subscription and binge Grace and Frankie while you’re at it.

We already covered how your Amazon Prime subscription and your library card offer streaming benefits, but so do other services you might already use. Some cell phone companies may include streaming subscriptions as part of a limited time promotion. Spotify and Hulu sometimes offer buy one get one deals, and it’s always in effect for students, sometimes with added benefits like Showtime subscriptions. So yes, you can save significant cash by cutting the cord and still watch all your favorite shows!

There are so many ways to save on home entertainment, starting with cutting cable in favor of select streaming services. Home repairs are a whole other story; those should not be skimped on and are often emergent in nature. When unexpected home repairs come up and the money isn’t in the bank, it is important to understand all of the different lending options available to you. When traditional bank loans are an unlikely option, TitleMax offers alternative loan products, including title pawns, title-secured loans, and personal loans that may help you to make ends meet in the event of a home repair emergency.

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1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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