Title Loans in Chicago, IL

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Chicago, IL, is a diverse environment that’s home to Fortune 500 companies, sporting events, and entertainment. It’s also a city that has a robust economy and colorful history. Unfortunately, being a resident of the Windy City doesn’t shelter you from emergencies and unpredictable expenses. When you’re hit with an urgent situation such as damage to your home or an unexpected medical bill, the cost may be more than what your budget can handle. If this happens, you may need to borrow money from an outside source; however, for many, getting those funds can be complicated. If you are short on time, have credit issues or not sure if your credit is good enough for other types of loans, or you want to avoid exorbitantly high-interest rates and unreasonable terms, you might start to feel overwhelmed and disheartened with your choices. Fortunately, we’re here to help!

WHY CHOOSE TITLEMAX® in Chicago, IL?

TitleMax®, is one of the largest title lending companies in the U.S. trusted by 1,000’s of people each day who need financial assistance in Chicago. Title loans from TitleMax® offer competitive rates and a way for people with imperfect credit scores to get the cash they need when a financial emergency strikes.

With our car title loans, Chicago residents who drive can use the value of their vehicle as collateral. We offer loans for other types of vehicles, too, not just cars: If you have a truck or an SUV, we can help you. If you own a motorcycle, we can help you, too: Just apply for one of our motorcycle title loans. Once you are approved for a title loan, we’ll keep your title until you’ve paid off the loan in full. Although your title is being used as collateral, your vehicle will stay in your possession so that you can continue driving it to work or wherever you need to go in Chicago. Title loans from TitleMax® can also be paid off early without fear of penalties.

People interested in TitleMax® car title loans in Chicago will find that our application process is fast and simple to complete. There’s no need to stand in long lines at the bank to get started. In fact, you can conveniently complete our online application at any time or place. For those who would rather start the application process at one of our nearly 100 locations in Chicago, we can’t be far.

ELIGIBILITY REQUIREMENTS

There are a few requirements that you’ll need to meet to qualify to borrow with us. To be eligible for our car title loans, Chicago residents must be 18 years old and have a valid government-issued ID. The vehicle that you are using to secure the loan must have a lien-free title, and the title must be in your name. When you’re getting a title loan in Chicago, you must also be able to show proof that you have some form of income. This shows us that you have the means to pay back your title loan. Although you must show proof of income, being unemployed does not automatically render you ineligible for a title loan: We accept unemployment checks, retirement benefits, or disability payments as proof of income as well. Get started online, apply now, and get same day cash in about 30 minutes.

Bring this information and your vehicle to the nearest TitleMax® location and we’ll appraise your vehicle and have you sign the necessary paperwork so that you can get the cash that you need. Car title loans in Chicago, and in Illinois in general, have a maximum loan amount of $4,000, and the amount you’re approved for will be based on several factors, including the appraised value of your vehicle.

VISIT A Chicago TITLEMAX® NEAR YOU!

Don’t let the stress of unexpected bills get you down. When you and your family need help, turn to TitleMax® for top-notch service from highly trained and knowledgeable representatives. We’ll work with you to answer any questions that you may have as we assist you in getting your title loan. Don’t wait: Apply today!

  • * Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies and accepts both the Pledge and Line of Credit. Minimum loan amount in California is $2,600.
  • ** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.
  • *** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, and a motor vehicle appraisal. Certain other terms and conditions apply.
  • † Proof of income is required in Illinois, Nevada, some Texas locations, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.
  • ‡ Signature and personal loans are offered by an affiliate of TitleMax® and are currently only available in Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.
  • § Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
  • - TitleMax of Virginia, Inc. d/b/a TitleMax® is licensed by the Virginia State Corporation Commission, license number VTL-11.
  • - In Texas, TitleMax® acts as a Credit Services Organization to assist customers in obtaining a loan through an unaffiliated third party lender. Please see store associate for details. Please see Texas Schedule of All Fees.
  • - In GA, TitleMax® offers Title Pawns.
  • - In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.