Title Loans in Sacramento, CA

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When expenses arise and you need to pay bills, it’s common to feel overwhelmed and over-extended. Instead of struggling unnecessarily with these financial issues, turn to TitleMax® for a workable solution that can ease your burdens. With our car title loans, Sacramento consumers who own their own vehicles can tap into the value of their car, truck, or motorcycle to take care of expenses.

Why Choose Our Sacramento Title Loans?

TitleMax® has been assisting customers for more than 19 years, and we offer car title loans in Sacramento, CA, and all over the United States at competitive rates. A title loan is a viable lending alternative for people who own their vehicle and who possess a lien-free title. You don’t need perfect credit to qualify; simply use your title as collateral so you can get the cash you need to pay your bills. And when you’re ready to apply for one of our car title loans, Sacramento TitleMax® representatives will be ready and waiting to answer your questions and help you through the process at one of our stores.

How it Works

At TitleMax®, we understand that you probably don’t have time to run all over town contacting lenders in the hopes that you’ll be able to get a loan. Instead, try out our fast application process and you could be approved in the same day you apply! To find out whether you qualify for a car title loan, Sacramento residents can begin by filling out our simple application online. Then, come down to our store and we will perform an appraisal of your vehicle. When the appraisal is completed, we can then use the value of your vehicle along with the other information needed for your application to determine the potential loan amount. Once you’re approved, you can continue to use your vehicle during the entire term of the loan. After repaying the loan in full, you get your vehicle title back. It’s that simple!

Lending Requirements

It’s surprisingly simple to qualify for our auto title loans. Sacramento vehicle owners don’t need to be currently employed or have perfect credit. You need to be at least 18 years old, and you must have a source of income that we can verify. You will need to furnish your lien-free vehicle title, and the name on the title needs to match the one on your valid government-issued ID. You will also need to provide proof of residency and your vehicle’s current registration. Even if you have a less-than-stellar credit score, we can often help you get the funding you need.

Repayment Details

At TitleMax®, we pride ourselves on our convenient repayment terms as well. We accept various payment types, including cash, money orders, and certified checks. After we receive your payments, we issue customer receipts for your records. If an issue arises that prevents you from making a timely payment, we can often assist you: Contact us as soon as you know you will be late for a payment and we will explore your options to help you get back on track. We also never assess prepayment penalties: On the contrary, we encourage you to pay off your loan as quickly as possible. Once you make the final payment, you’ll get your title back.

Contact Us Today

If you need funds to meet your financial obligations, we encourage you to contact us today to find out how you can receive a car title loan. Sacramento consumers don’t have to risk their credit or borrow from family: Instead, you can take care of your finances with a title loan at a competitive rate. You can apply at any of our convenient locations or get started online. If you need help, just reach out to our customer service representatives: We’re always happy to answer your questions and walk you through the entire loan process.