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How Title Loans Work

1
Fill out the form at the top of this page to get the title loan process started online.
2
Get Approved
TitleMax® can approve you quickly for a title loan!
3
Get Your Cash
You’ll have your cash in as little as 30 minutes!
4
Get Your Title BackTM
You get to keep driving your vehicle, and you’ll get your title back once your last payment has been made.

Getting Cash is Easy with TitleMax

It may look like TitleMax® is just in the business of loans on car titles. But for us, it’s much deeper than that. We’re in the business of helping people. Whether that’s through our all-credit-welcome policy, our fast approval process, or our quick turnaround time, our goal is to help you get the cash you need right when you need it most. And our customers mean a lot to us. We firmly believe that we only succeed when you succeed. That’s why we spend ample time and attention training each and every one of our TitleMax® team members. To us, it is much more than just auto title loans. It is about giving you the options you need to take care of your finances.

So no matter what store you walk into, you’ll find customer service reps who have the tools and knowledge about vehicle title loans and our other programs to help you make the best decisions for your life. Your success is also why we have thousands of locations coast to coast and let you keep driving your car throughout the entire loan duration. And it’s why we genuinely work with you from start to finish on a variety of auto title loans: From clear-cut explanations and walkthroughs of the process, to giving you the option of pre-approval for a car title loan online or motorcycle title loan online, to customized payment plans based on your own specific circumstances, to a robust text message reminder program to help you stay on track, we have designed our business around you.

When it comes to finance and money, we believe that past downfalls should not determine the rest of your life. Each and every step we take with our car title loans is to ensure your complete satisfaction with us and the ultimate success of your future. Benefit from our all-credit-welcome policy and let us help you get your life back on track.

TitleMax Offers Numerous Loan Options

Car Title Loans
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A title loan is an easy way to get cash using your car title instead of your credit score. Your title loan size may be determined by the amount of cash you need, your vehicle’s value, and your ability to repay. TitleMax® offers car title loans up to $10,000*, and we focus on getting you the most cash possible while keeping your payments manageable. If you have a title loan with another company, we’ll pay it off and cut your rate in the process.§ We make it easy to get the title loans you need with reliable service.

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Car Title Pawns
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TitleMax® offers car title pawns in its Georgia stores. Similar to a car title loan, a title pawn is a simple way to get fast cash using your vehicle as collateral. If you have a clear car title and a government-issued ID, you can get a title pawn with TitleMax® even if you have bad credit. Already have a title pawn with someone else? Switch to TitleMax! In most cases, we can lower the rate on your existing pawn and pay off your current loan.§

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Motorcycle Title Loans
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A motorcycle title loan is a great way to get cash in as little as 30 minutes by using your title. The amount of cash you’re approved for depends on satisfaction of all loan eligibility requirements including your motorcycle’s value, your cash need, and a credit evaluation. At TitleMax®, we also work to get you as much cash as we can at very competitive rates.

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Motorcycle Title Pawns
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In our Georgia TitleMax® stores, we offer motorcycle title pawns and any credit is welcomed. A motorcycle title pawn is just like a car title pawn in that they are all fast and easy ways to get cash by using a vehicle as your collateral. You can get a Georgia motorcycle title pawn as long as you have a motorcycle with a clear (or lien-free) motorcycle title, and a government-issued ID such as a driver’s license. Bring us your motorcycle and its title and you’ll have cash in your pocket in about 30 minutes thanks to our convenient title pawns.

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Over 1100 Convenient Locations

  • * Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies and accepts both the Pledge and Line of Credit. Maximum loan amount in select Texas stores is $1,340, and in others it is $10,000. Minimum loan amount in California is $2,600.
  • ** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.
  • *** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval subject to vehicle inspection, appraisal, and, if applicable, a credit check.
  • † Proof of income is required in Illinois, Nevada, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.
  • ‡ Signature and personal loans are offered by an affiliate of TitleMax® and are currently only available in Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.
  • § Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
  • - TitleMax® of Virginia, Inc. d/b/a TitleMax® is licensed by the Virginia State Corporation Commission, license number VTL-11.
  • - In some Texas locations, TitleMax® will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see store associate for details. Please see Texas Schedule of All Fees.
  • - In GA, TitleMax® offers Title Pawns.
  • - In CA, Loans are made by TitleMax® of California, Inc., California Finance Lenders Law License No. 603K014.