What is A Title Loan?

A title loan is a short-term, secured loan where you use your lien-free vehicle title as collateral to borrow cash from TitleMax. When you take out a title loan, you temporarily surrender your physical vehicle title to the lender. The best part is, you can still drive your vehicle while getting the cash you may need! Our focus at TitleMax is to help you cover expenses, while keeping your payments manageable. You can start applying for a TitleMax title loan online, then head to your nearest TitleMax store to complete your loan process.

How To Get a Title Loan?

Gather required documents
Start your application online
Visit your nearest TitleMax

Get Started Online

What Do I Need For A Title Loan?

To get a TitleMax Title Loan you will need the following documents: a qualified Vehicle, a clear vehicle title, and a valid Government-Issued ID. Required documents may vary by location and state. Follow these step-by-step procedures to get your TitleMax title loan.

Start your application: Begin online and provide information about yourself and your vehicle.
Vehicle evaluation: TitleMax will evaluate your car’s condition and confirm details such as make, model, mileage, and overall value for car title loans.
Bring required documents: Bring your vehicle’s title and other required items.
Review your offer: If approved, you’ll receive loan terms for review, including amount, rate, and repayment schedule.
Sign and receive funds: Once you agree to the terms and sign the documents, you can receive your funds.

Get Started

Where Can I get a Title Loan?

You can find a TitleMax store in 13 states with over 850+ locations nationwide.

Benefits of a TitleMax Title Loan

TitleMax has helped customers across the country get funds quickly and responsibly. With a fast-funding process and flexible repayment terms, TitleMax auto loans are designed to work with your budget.

Quick and Easy Approval Process
Multiple Payment Types Accepted
Competitive Interest Rates
Friendly Customer Service
Keep Driving Your Car

TitleMax Online Loans

You can start your title loan application online in minutes. Submit basic information about you and your vehicle, then visit a local TitleMax to complete the process.
Get Started Online

What is a Title Pawn?

Just like a title loan, a title pawn uses your vehicle as collateral. TitleMax® offers car title pawns in Georgia and Alabama, with the same application process and requirements as a title loan. Learn more about what you need for a car title pawn.

Start online or in-store
Provide your vehicle and title for evaluation
Show ID and other required documents
Review terms and receive funds if approved

Eligibility and documentation for title pawns are generally comparable to title loans, with specifics set by state regulations. We do not accept military IDs. Please ask a team member what documents are required for a title pawn. Requirements may vary by location.

Difference Between “Title Loan” and “Title Pawn”

The term title pawn is used due to state regulations. In a title pawn, your vehicle title is pledged as collateral to secure your advance. The structure, fees, and terms are governed by state pawn laws instead of consumer loan laws. Functionally, both a title loan and a title pawn allow you to access funds using your vehicle’s title and continue driving your car while you repay, subject to the terms you agree to and applicable state rules.

What to Expect When You are Approved

If your title loan or title pawn is approved, you will review and sign your agreement if you agree to the loan terms. You will receive your funds through an available funding option, and you will keep your car while making payments on schedule. TitleMax provides payment information and due dates, along with options for how to pay in the Customer Portal.

Managing Your Repayment

Know your due dates and set reminders to stay on track
Ask about payment methods available in your state
Contact TitleMax if you have questions about your account

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What Our Customers Are Saying

Why Choose TitleMax?

TitleMax is a trusted lending provider with over 25 years of experience helping customers access title secured funding solutions. With 850+ stores in 13 states, TitleMax has the experience to help you with your financial needs. From first-time customers to returning borrowers, TitleMax aims to provide a reliable and easy experience from application to funding!
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FAQs

What is a title loan?

A title loan (or title pawn) allows you to use your vehicle’s title as collateral to get the cash you may need. We accept any clear auto title like car title loans, motorcycle title loan, car title pawn and motorcycle title pawn.

Does my vehicle have to be paid off for a title loan?

A lien-free car title means that you own your car outright, with no outstanding loans or judgments against it. You need to have a lien-free car title to get a title loan from TitleMax.

How much cash can I get with a TitleMax Title Loan?

You can get up to $10,000*! The loan maximum amount you can get is based upon what is offered in your state, the amount of cash you need, and the value of your vehicle appraisal. Read “How Much Cash Can I Get A Loan For?” to learn more information.

Why acquire funds from a title lender?

Getting a title loan could be a lot easier than borrowing money from other sources. A title loan enables you to get the cash you may need using your title, while still being able to drive your car.

What do I need for a car title loan?

For a car title loan you will need a lien-free title, your vehicle and a government issues ID. Other required documents may differ by state. Read more about “What Do You Need To Get a Title Loan.”

Does the title have to be in my name?

Yes, the car or motorcycle title must have you listed as the legal owner to be eligible for a title loan or title pawn with TitleMax.

How do I get my title back?

After paying off your account, TitleMax will release its interest in your vehicle by removing its lien from your title. Thereafter, your title will be returned to you after it is processed by your state department of motor vehicles.

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