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About TitleMax Products

TitleMax is one of the nation’s largest title lending companies. Since its inception in 1998, TitleMax has expanded to over 1,150 stores spanning 17 states. TitleMax strives to offer rates that are much lower than the industry standard, while providing a superior level of customer service. Why TitleMax?

TitleMax provides loans and pawns secured by a motor vehicle to over 3,000 people every day. They choose TitleMax because:

  • TitleMax offers same day cash!
  • TitleMax welcomes all credit!
  • TitleMax has competitive rates!
  • TitleMax offers quick approval – get your cash faster!
  • TitleMax may be able to pay off your current title loan & get you a lower rate with us!§
  • TitleMax allows you to continue driving your motorcycle or car throughout the entire duration of your title loan!

With over 1,150 convenient locations, getting cash is easy with TitleMax! The process only takes about 30 minutes. And the best part is you get to keep driving your vehicle when you get a TitleMax title secured loan or pawn.

What products does TitleMax offer?

TitleMax not only offers a simple way to get the money you need when you need it, but we also pride ourselves on providing excellent customer service and a very easy process. We offer a number of different products to fit all types of lifestyles and budgets.

Car Title Loans

TitleMax specializes in Car Title Loans. This is the product that started it all! TitleMax was built on the idea of offering an alternative way for customers who, for whatever reason, could not quality for traditional loans or did not have the time to wait for weeks of approval deliberation. In a mainstream world of banking, forms, and dreaded credit checks, TitleMax strives to be an easy solution for getting the cash you need. We understand that life is full of unexpected challenges, many of which can only be overcome if you have access to fast cash. That’s why TitleMax offers a car title loan product that allows you to use your car title to obtain the cash you need. Maybe you’ve already gotten a title loan with another company? Well, TitleMax doesn’t want that to stop us from helping you! TitleMax may be able to refinance your existing loan! That’s right- in most cases, we can pay off a title loan you have with a competitor and cut your rate in the process§. In about 30 minutes, a TitleMax car title loan can put cash in your pocket and get your life back on track. TitleMax offers several product types designed to fit your needs across the United States. That includes a list of 17 states, spanning from coast to coast: Alabama, Arizona, California, Delaware, Georgia, Illinois, Mississippi, Missouri, Nevada, New Mexico, Ohio, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin.

Car Title Pawns

In addition to our car title loan product, we also provide TitleMax Car Title Pawns. A car title pawn is very similar to a car title loan. Our Georgia TitleMax stores offer title pawns instead of the traditional title loan. Car title pawns come with all the same conveniences as car title loans… you can get cash in about 30 minutes and all credit is welcomed!

Motorcycle Title Loans

Since we first opened our doors for business, TitleMax has always been focused on being a solution to our customer’s financial challenges. From expanding our number of title loan stores to offering new loan products, we are always trying to adapt to the changing world and our customer’s ever-changing needs. So, when we started hearing that our customers needed more title loan options, we delivered. TitleMax now offers motorcycle title loans in our Alabama TitleMax storesArizona TitleMax storesCalifornia TitleMax storesDelaware TitleMax stores, Illinois TitleMax storesSouth Carolina TitleMax StoresTennessee TitleMax storesUtah TitleMax storesMississippi TitleMax stores, Missouri TitleMax storesNew Mexico TitleMax stores, and our Wisconsin TitleMax stores. Motorcycle title loans work similarly to our car title loan product… you get to use your motorcycle as your collateral, get cash in as little as 30 minutes, then get your title back as soon as you make your last payment. Just like motorcyclists should have the same rights on the road as every other vehicle, TitleMax feels you should have the same rights to alternative loan funding.

Motorcycle Title Pawns

Just as our Georgia stores offer car title pawns instead of car title loans, the same is true for motorcycle title loans and motorcycle title pawns. TitleMax is proud to provide motorcyclists of Georgia an option for getting the cash they need fast through a motorcycle title pawn. All you have to do is bring us your motorcycle with its clear (or lien-free) title, proof of insurance, and a valid government issued-ID and we’ll be able to get you cash in about 30 minutes. We’ll work with you to get the cash you need when you need it and you’ll get your title back as soon as you make your past payment.

Signature Loans‡

In today’s world, people’s needs are constantly changing. TitleMax wants to make sure we can meet those needs. If our customers need more options for getting cash, our customers are going to get more options. That’s why Georgia residents now have access to getting cash with a signature loan at our TitleMax affiliate. Signature loans take the idea of getting the money you need one step farther. There is no vehicle title required for a signature loan. To get cash with a signature loan, all you need is: a checking account, a valid government-issued ID such as your driver’s license, and proof of income. You can get the cash you need in as little as 30 minutes. And, our affiliate’s signature loans offer a 30-day pay period so your overall loan experience will be better.

Personal Loans‡

Another option you have for getting cash is with a personal loan, which you can qualify for even if you are making car payments. You can get approved quickly for a personal loan up to $3,000, even if you’re still making payments on your car. As long as you have a government-issued ID, paystub or bank statement, and either are making car payments or have a car title, you’ll be able to get the cash you need with a personal loan. And you’ll have that cash in as little as 30 minutes.

* Maximum loan amount in Ohio is $5,000. Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi and Tennessee is $2,500. Maximum loan amount in select Texas stores is $1,340.

** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.

*** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval subject to vehicle inspection, appraisal, and, if applicable, a credit check.

† Proof of income is required in Illinois, South Carolina, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.

‡ Signature and personal loans are offered by an affiliate of TitleMax and are currently only available in Georgia and Florida. Loan amounts differ at Florida InstaLoan locations. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.

§ Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax brands, including TitleBucks, Instaloan, and Equity Auto Loan, are not considered competitors. Please see a store associate for details.

- TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11.

- TMX Finance of Virginia, Inc. d/b/a TitleMax Loans of Virginia is licensed by the Virginia State Corporation Commission.

- In Ohio and some locations in Texas, TitleMax will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see store associate for details. TitleMax of Ohio, Inc., Credit Services Organization Certificate No: CS.900193.000. Please see Important Texas Disclosures.

- In GA, TitleMax offers Title Pawns.

– In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.