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TitleMax Personal Loans

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TitleMax® has earned a stellar reputation for our customer service and our convenient application process for personal loans. We are excited to offer customers both in-store and online personal loans as another solution to any unexpected or emergent financial needs. With greater flexibility and our fast application process, our personal loans may be the right solution to pay unexpected expenses quickly. Start your loan application online now!

What Is a Personal Loan?

In-store and online personal loans and lines of credit offer a faster application process but they differ from title-secured loans, meaning that you can apply for a personal loan even if you do not own a vehicle with a clear title. It’s an alternative loan option that’s suitable for those who don’t meet banks’ stringent standards for qualification. When you’re a customer of TitleMax, we’re working together… as a team.

What Do I Need To Get An In-Store Or Online Personal Loan?

To qualify for an in-store personal loan, customers must provide us with certain documents, including:

  • A driver’s license or some other valid form of government-issued identification, such as a matriculates consular card or passport
  • A paystub from within the past 30 days or some other proof of income. For loans greater than $1,000, two consecutive pay stubs showing direct deposit are required
  • Proof of residency in the form of a utility bill, voter registration, lease agreement, or mortgage statement
  • An active bank checking or savings account statement from within the past 45 days
  • A voided check
  • In AZ, a valid AZ motor vehicle registration in your name

For an online personal loan, all you need to do is start your online application and you’ll find out quickly how much you could be approved for! Apply first, then after approval and validation of all required information, your loan will be disbursed. Customers will need to provide the following:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of residency for a state in which the online product is offered
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers
  • In AZ, a valid AZ vehicle registration in your name

View a more in depth look at how personal loans work.

How Do I Pay Off My TitleMax Personal Loan?

Customers with an in-store personal loan may pay us, depending on the state and terms of the loan, in weekly, bi-weekly, semi-monthly, or monthly installments. Every payment includes part of the principal, interest and fees, which results in the loan being paid in full by the final payment if payments are made on time.

Customers who prefer not to come into our stores can make payments through the TitleMax® Mobile App, through the online customer portal, by sending a money order, by having their bank account debited electronically via ACH (the national electronic payment processing network), or by contacting the Online Customer Service Center to make a debit card payment over the phone. Their number is 1-888-869-4522. Online loan customers do not have the option to make any payment at a retail location.

Requirements by State

Arizona

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Arizona, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Installment Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check
  • A valid AZ vehicle registration in your name

Online Personal Loans

In order to apply for an Online Personal Installment Loan in AZ, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of AZ residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers
  • In AZ, a valid AZ vehicle registration in your name

Apply Now for an Online Personal Loan!

Delaware

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Delaware, there are a few basic qualifications. To confirm eligibility for an in-store TitleMax Personal Installment Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Delaware, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of DE residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

Kansas

Unsecured In-Store Personal Lines of Credit

While collateral is not required if you want to get an in-store Unsecured Personal Line of Credit in Kansas, there are a few basic qualifications. To confirm eligibility for an in-store TitleMax Unsecured Personal Line of Credit, applicants must provide the following:

  • Proof of income (Dated within 30 Days)
  • Proof of residency
  • Valid government-issued ID
  • Voided check
  • Active checking or savings account statement (Dated within 45 Days)

Online Personal Lines of Credit

Before applying for an Online Personal Line of Credit, Kansas customers should be aware of a few requirements that applicants must meet in order to be eligible for an Online TitleMax Personal Line of Credit.

To apply for an Online Personal LOC in Kansas, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of KS residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Line of Credit

Line of Credit customers are subject to periodic review/validation of their account eligibility, including collateral or income verification.

Mississippi

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Mississippi, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Mississippi, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of MS residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

Missouri

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Missouri, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Missouri, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of MO residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

South Carolina

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in South Carolina, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in South Carolina, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of SC residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

Tennessee

In-Store Flexible Lines of Credit

While collateral is not required if you want to get an in-store Flexible Line of Credit (LOC) in Tennessee, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Flexible Line of Credit, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Flexible Lines of Credit

In order to apply for an Online Flexible Line of Credit in Tennessee, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of TN residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Flexible Line of Credit!

Line of Credit customers are subject to periodic review/validation of their account eligibility, including collateral or income verification.

Texas

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Texas, there are a few basic qualifications. To confirm eligibility for an in-store Personal Installment Loan with TitleMax, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Texas, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of TX residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

Utah

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Utah, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Installment Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Utah, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of UT residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!

Wisconsin

In-Store Personal Loans

While collateral is not required if you want to get an in-store Personal Loan in Wisconsin, there are a few basic qualifications. To confirm eligibility for a TitleMax in-store Personal Installment Loan, applicants must provide the following:

  • A valid government identification such as a passport or a Matricula Consular card
  • A pay stub from the past 30 days or any approved proof of income
  • Proof of residency, such as voter registration or utility bill
  • A bank statement dated within the past 45 days
  • A voided check

Online Personal Loans

In order to apply for an Online Personal Loan in Wisconsin, you’ll need these items:

  • Personal Information: Email, phone number, SSN and valid ID
  • Proof of WI residency
  • Steady Source of Income: Pay dates and income details
  • Bank Information: Bank routing (ABA) and checking account numbers

Apply Now for an Online Personal Loan!