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– California Residents: As of January 1, 2020, TitleMax of California, Inc., d/b/a TitleMax, no longer originates new loans in California. TitleMax will continue to service existing loans originated before January 1, 2020. California Finance Lenders Law License No. 603K014. Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.
– In Georgia, TitleMax offers Title Pawns.
– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.
– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.
– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.
– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as a Credit Services Organization to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.
– TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11.
– TMX Finance of Virginia, Inc. d/b/a TitleMax Loans is licensed by the Virginia State Corporation Commission.
– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
¹ Title-Secured Loans, Secured LOCs and Title Pawns: Maximum loan amount in Illinois is $4,000.00 (inclusive of lien fee). Maximum loan amount in Mississippi is $2,500.00. Maximum loan amount in Tennessee is $6,500.00, assuming customer qualifies for and accepts both the Pledge max of $2,500 and Secured LOC max of $4,000. Minimum loan amount in one Virginia location is $2,600.00. Minimum loan amount for title-secured loans in South Carolina is $601.00.
Must be at least 18 years of age (19 in Alabama). Account approval requires valid government-issued ID, a credit inquiry, and a motor vehicle appraisal. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product.
Proof of income documentation and ability to repay analysis is required in Illinois, Missouri, Nevada, some Texas locations, and Utah.
Refinancing is not available in Mississippi, Tennessee or most Virginia store locations. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing.
² Personal Unsecured Loans: Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, bring in proof of income (dated within the last 30 days), active bank account details (dated within 45 days), proof of residency, a check, a valid government-issued ID, and in AZ, a valid AZ vehicle registration in your name.
Unsecured loan/LOC products not available in all stores or states. Minimum/maximum loan/LOC amounts vary by state; not all loan amounts available in all states. Max loan/LOC amount for first time borrowers is $1,000.00 ($500.00 in AZ). Returning customers with a good payment history may qualify for higher amounts, currently up to $2,500.00 in most states. Without SSN or ITIN: Max loan is $300. Certain other terms and conditions may apply.
³ Online Personal Unsecured Loans/LOCs: Must be at least 18 years of age. Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. To apply, you must provide proof of steady income (within 30 days), valid and verifiable bank account (statement dated within 45 days), a voided check, valid and active email address and telephone number, valid SSN, valid government-issued ID, and you must reside in the state in which you are applying (currently DE, KS, MO, SC, TN, TX, UT or WI) and provide proof of residency.
Minimum/maximum unsecured online loan amounts vary by state: SC min is $610. Maximum unsecured online loan/LOC amount for first time borrowers is $1,000.00. Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500.00. Certain other terms and conditions may apply. Unsecured online loan products and amounts not available in all states. TN & KS customers: Only one LOC per customer, inclusive of other lenders. LOC customers are subject to a periodic income review/validation.

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