TitleMax Blog

Studies show that Americans typically spend about 40% of their income on housing costs. People paying a mortgage each month aren’t surprised by this number: We all know what a bite housing costs can take out of our monthly budgets! People often think that once they sign the mountain of documents at closing, their mortgage […]

Most people find they need a bank account in order to function successfully in today’s world. For example, many employers no longer offer paper checks, so employees either have to have a bank account or use a payroll debit card of their employer’s choosing. Some utilities no longer have offices, meaning all payments have to […]

Financial Literacy Month is observed each year in April. The goal of Financial Literacy Month is to help Americans get better at managing money. One study reported that only around 35% of Americans surveyed could answer four out of five financial literacy questions correctly! Financial literacy covers a wide array of topics related to money, […]

The last couple of years have been unusual in so many ways, and that has extended into how we do our taxes. As tax season kicked off at the end of January 2022, there were still millions of people waiting for the IRS to process their 2020 tax returns. Stimulus payments, unemployment, and the Child […]

Everyone loves entertainment, but from meeting friends for dinner to a night at the theater, entertainment costs can add up quickly. The average American household spends $2,564 on entertainment each year. When you get serious about saving, slashing discretionary spending like entertainment costs is a great first step. But does that mean saying goodbye to fun? Absolutely […]

First impressions are important. We all make assumptions based on our first impressions of anything we see, even homes. If you’re trying to sell your home, having a good-looking exterior is crucial, as it provides an eye-catching snapshot of what your home is like that can lure in potential buyers. Even if you aren’t trying […]

Choosing a bank is one important step everyone should take on their road to handling their personal finances well. Not all banks charge the same fees, or have the same interest rates, or even offer the same types of accounts. Just because your sister or your spouse loves a bank doesn’t mean it’s a great […]

The turning of the calendar into a new year gives many people the illusion of a fresh start. When the new year comes, they are going to eat better, exercise more, be kinder, and manage their money better. If these people are anything like me, these resolutions don’t always last through January! However, financial resolutions […]

In today’s world, having a credit history is incredibly important. Some people believe that never having credit means that they are doing the right thing, but having no credit history can make you look as bad as someone with bad credit because creditors have no idea what kind of borrower you will be. Credit histories […]

Newlywed couples receive all sorts of gifts. From china to cookware, bedding, towels, silver, serving pieces, and appliances, just about any item you can find in a well-stocked home section of a department store has probably been given as a wedding gift. What’s rarely received is advice on how to begin your marriage on a […]