Do’s & Don’ts of Saving Money

Tips to Saving Money

Do: Plan ahead when grocery shopping. Cut coupons, make a list, and price match. How much money can you save in one trip to the store?

Don’t: Impulse buy or use coupons just because you have them. Going into the grocery store without a plan is dangerous! Make sure that you are monitoring what you are buying and aren’t frivolously spending money on things you don’t need.

Do: Buy in larger quantities. Most stores offer discounts for buying in bulk. Refrigerate or freeze leftover food to last longer.

Don’t: Waste leftovers. Bring these items for lunch, or save for the next night. You’ll save money and get to enjoy a delicious meal one more time.

Do: Eat at home! Not only can you save money by cooking at home – your health will thank you later.

Don’t: Buy fast food. These items may seem more convenient – but can end up being more expensive in the long run. Save money and your waist line by avoiding fast food when you can.

Do: Utilize cell phone savings. Monitor cell phone usage and downgrade to a lower plan if you can. How much can you save on your cell phone bill by reducing to a lower plan each month? $10…$20?

Don’t: Ignore group discounts. Check with your cell phone provider to see if they offer discounts for being a part of a certain organization, employer or university. You could save over 20% by simply entering in your email address.

Do: Build an emergency fund.

Don’t: Try to predict the future. It’s impossible to know when you may need cash for an emergency. Plan ahead and start saving for the “just in case” moments in life.

Do: Pay bills on time. Avoid late fees that can add up and sometimes even affect your credit score.

Don’t: Ignore the bills. You could try the bank – but if you can’t be approved for a traditional loan, or don’t have time to wait for one, or just don’t need that much money, you don’t need to fret! TitleMax® can help you get the cash you need with a vehicle title loan or title pawn. Get the cash you need, and avoid the stress of worrying about missing bills. Check out how TitleMax® can help you and see how title loans work!

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking Do Not Sell My Personal Information.

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.

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