How Can I Get Money with Bad Credit?

Edited By: Bonnie Gringer

Looking for money loans with bad credit? It’s possible to borrow money with bad credit, if you know where to look. When you need money fast, bad credit is a factor for some options but not for others. Let’s look at some of the possibilities that might help you in this situation.

Skip the Bank Loans: If You Need Money Now, Bad Credit Can Be a Problem

Many loans require you to have a certain level of credit. Everyone has financial challenges now and then, and the harsh credit score requirements used by banks and other traditional lenders can be unreasonable under many circumstances.

It takes a long time to process all of the paperwork for a bank loan, and this includes onerous credit checks and other issues. Because banks will access your records during this time, you may find your credit score going down even if you do not qualify for a loan!

When you need money unexpectedly, it’s a good idea to look for loans that offer flexibility for people with bad credit. What’s the best kind of flexible loan that will balance your needs with your ability to get a good amount of money? Just look to TitleMax® for lots of great options.

How to Get Money with Bad Credit: Take Your Loan Needs to TitleMax®

In the loan world, there are two kinds of loans: secured and unsecured. A secured loan is one in which you “put something up” as collateral for the loan. A secured loan is a structured, fair way to get the money you need without having to worry about odd or unusual loan terms.

An auto title loan, like the kind provided by TitleMax®, is a secured loan. You provide your lien-free auto title in exchange for the loan. Because of the value of the title, you can typically get thousands of dollars on your loan right away. Plus, you can borrow money with bad credit.

At TitleMax®, a secured auto title loan does not usually require a credit check. All you need is a steady source of income with which you can repay your loan. No matter whether you have poor credit or no credit, you can typically still get a title loan as long as you meet some very easy requirements.

TitleMax® is convenient because we allow you to maintain the use of your vehicle for the life of your loan. We understand that obtaining a car title loan could be useless if you weren’t able to use your vehicle to get from place to place while you earn the money you need.

No Credit Check: Go Online and Get a Loan Fast

When you need money, bad credit can be a problem. Don’t head to the pawn shop: Use a trusted and reliable source to get money quickly. When you decide to work with TitleMax®, you maintain your freedom and independence while getting cash fast, often in as little as 30 minutes!

TitleMax® does not enforce any restrictions on how you spend your loan money. Whether you have unexpected medical expenses, or need to do some holiday shopping, you will not face any eligibility restrictions based on your financial plans. We are here to help.

To find out more about money loans with bad credit, call or email TitleMax® now.

Learn More About Money and Loans from TitleMax and Around the Web

  • * Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies and accepts both the Pledge and Line of Credit. Minimum loan amount in California is $2,600.
  • ** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.
  • *** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, and a motor vehicle appraisal. Certain other terms and conditions apply.
  • † Proof of income is required in Illinois, Nevada, some Texas locations, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.
  • ‡ Signature and personal loans are offered by an affiliate of TitleMax® and are currently only available in Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.
  • § Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
  • - TitleMax of Virginia, Inc. d/b/a TitleMax® is licensed by the Virginia State Corporation Commission, license number VTL-11.
  • - In Texas, TitleMax® acts as a Credit Services Organization to assist customers in obtaining a loan through an unaffiliated third party lender. Please see store associate for details. Please see Texas Schedule of All Fees.
  • - In GA, TitleMax® offers Title Pawns.
  • - In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.