How to Get a Car Title Loan

Unexpected emergencies can take you by surprise, and sometimes these can be quite costly. Whether you’re dealing with a substantial doctor’s bill or any other unexpected expense, a car title loan might be the answer. If you’ve never applied for one of these loans, you’re probably wondering how to get a title loan. There are various requirements that you must meet to get a car title loan. Before you apply, also ensure that you’re dealing with a reputable company.

About TitleMax®

Rather than wondering how to get a car title loan, take steps to actually get one. There are many companies that offer car title loans for which you can apply online. When you choose TitleMax® for your car title loan, you can rest assured that you’re in good hands. TitleMax® has been in business since 1998. Our business presence spans 16 states, throughout which we have more than 1,100 stores. We take pride in delivering quality customer service. On a daily basis, we provide more than 3,000 people with auto title loans. This should sound good to you, but you’ll also be happy to know that our approvals are fast and our rates are low. Our loans are ideal for people who need cash in a hurry or for people who have unsuccessfully tried to get a traditional loan. Traditional loans are typically based on your credit score. When you apply for an auto title loan, there’s usually no credit check necessary. If you already have a loan with another car title loan provider, don’t hesitate to contact us; we might be able to refinance your loan and give you a better rate. For more information about our company, read the “about us” section on our website.

The Requirements for a Car Title Loan

The entire process is basically like entering a pawn shop. This is also why car title loans are sometimes referred to as a title pawn. You give us your car title, show us your ID, and we can usually approve you for a loan. Unlike pawn shops, you get to continue driving your car. The approval process takes as little as 30 minutes. To apply for a title loan, you must be 18 or older and hold a lien-free car title with your name on it. You can apply for a loan online or at one of our 1,100+ locations. After applying, you will be instructed to go to one of our branches for a visual inspection of your car. The value of your car will be estimated, after which you could be given the money you need. The amount of money you are loaned depends on the value of the vehicle. To get an idea of what your vehicle is worth, visit the Kelley Blue Book website. To get a car title loan, you must also have a reliable source of income. If you don’t have a job, disability, retirement, and unemployment income will all do. Now that you know how to get a car title loan, you can check whether you qualify by applying on our website. After being approved, you will have to make regular payments. You can also pay off the entire amount early without being charged a pre-payment penalty.

Our car title loans are ideal during times when you need additional cash. Our loans can ease stress and give you peace of mind knowing that you’ll have the money that you need. Avoid dealing with fly-by-night companies; our company is reliable, and our representatives are knowledgeable and helpful. After filling out your application and showing us your car, we will quickly let you know how much you’re approved for. Whether you want to borrow the entire amount or just some of it is up to you. Now that you know how to get a title loan, why not apply for one? If you still have questions and can’t find your answers on our website, feel free to contact us through our toll-free number or through the live chat function on our website.