How to Get a Loan
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People wondering how to get a loan might consider a title loan for fast access to money. When you need money quickly, a car title loan is an easy option that will put cash in your pocket. A car title loan involves using your car title to secure a loan instead of tapping into your credit score. This can be an ideal solution if your credit score isn’t as good as you wish it was or you prefer to avoid having your credit checked to secure a loan. Title lending couldn’t be easier. The size of your loan depends on how much money you need, your ability to repay the loan, and the value of your vehicle.
Benefits of Title Loans
Borrowing money using your vehicle title has a variety of benefits. Title loan benefits include fast approval, and most states do not require a credit check. Getting a loan is possible regardless of the make and model of your car and the vehicle’s age. We can usually give you the cash in as little as 30 minutes, and you can keep driving your car after you get the money. There are no car insurance requirements to secure a loan. You can even apply online for fast approval. We also offer affordable payment plans to fit your budget.
How Title Loans Work
We often hear the question, “How can I get a loan?” Title loans are similar to using a pawn shop for quick cash. With a pawn shop, you would offer your jewelry or other valuables as collateral for a fast loan. The pawn shop would evaluate and appraise your valuables and offer you a loan based on the value of your items. In exchange for the loan, you pay interest on the money you receive and you agree to forfeit your valuables if you can’t repay the loan. With a title loan, your car is the valuable you are offering as collateral, and the lender holds the auto title until you repay the loan. As long as you repay the loan without issue, nothing changes with the title of your car, and you continue to maintain possession of the vehicle.
Getting a Loan
You might be wondering, “How can I get a loan?” The answer couldn’t be more simple. When you own your car and have possession of the title, you could receive an approval in as little as 30 minutes. Our application and approval process is as simple and as streamlined as possible. Some lenders may have longer approval processes as they work through appraisals and loan disbursement. We know that you need money fast, and we work to make that happen. We may even be able to assist you with title loan refinancing if you have a current title loan with another company. We can frequently offer you more competitive interest rates, which could save you money in the long term, too. Here’s how to get a loan in a nutshell:
- Gather your lien-free vehicle title and your government-issued identification card, such as a driver’s license. Visit us online or stop in at one of our convenient offices.
- Speak with a representative about your loan needs. Fill out some basic paperwork to begin the loan process.
- The representative will perform a fast vehicle appraisal and will inform you of the amount of the title loan you can receive.
- Review the terms of the loan and sign the papers to agree to the terms. You will receive your cash, and you can continue to drive your car.
- Keep the terms by making payments per your agreement. Once you finish paying back the loan, we return your vehicle title and release the lien on your vehicle.
You’ll likely have no more stressing about money and wondering how to get a loan. Team up with us and we will help you get the money you need to make ends meet while you still have the use of your car. Your car stays with you throughout the term of your loan, and you’ll have possession of the title again after you complete your final payment.