Latest Blog Posts
POSTNov 20, 2020
Most of us don’t start thinking about the holidays until the Christmas decorations start showing up in stores and holiday advertisements dominate television. With all of the expenses, there’s a reason so many people say the holidays are the most stressful time of the year. But why stress out when it should be a time for fun and for visiting family? There’s something . . .
POSTNov 16, 2020
Have you carefully planned for your holiday expenses? Watch out for the unexpected. A report by Experian concluded that unplanned expenses account for an average of $288 around the holidays, and 31% of consumers handled this cost by putting it on their credit cards. Yikes! Some of these unexpected expenses are big-ticket items that can immediately put a dent . . .
POSTNov 05, 2020
Once upon a time, the Christmas shopping season kicked off with Black Friday. Black Friday started in the wee hours of the morning on the day after Thanksgiving, and for most people, it wrapped up that afternoon. But now, things are a little more complicated. Cyber Monday started in the first years of this century, as people . . .
POSTOct 26, 2020
By now, you’re surely aware of some of the aspects of a frugal lifestyle. You pack your lunch, turn out the lights in empty rooms, meal-plan, cut coupons, have given up buying coffee … so what’s next? Now, you start to accumulate the benefits of your frugality! Sure, the main benefit is a healthy bank account, but it’s not just your bank account that’s about to . . .
POSTOct 23, 2020
Everyone is talking about the environment. Many people want to make changes in their everyday lives to support the health of our planet, but they don’t know where to start. Others worry that going green is going to cost a lot of green: In fact, one study showed that 4 in 5 consumers think going green will cost them . . .
POSTOct 14, 2020
Living on a monthly budget typically means watching how and where you spend your hard-earned cash. Dining out may seem like a lavish treat, especially when you are trying to control your spending. While it’s understood that dining in is the most frugal option, there are ways to save money when you go out to eat. You don’t have to sacrifice . . .
POSTOct 11, 2020
The end of the calendar year means different things to different people. Some love autumn, some are enjoying football season, and others are looking forward to the holidays. For all of us, though, it means the year is ending, and that brings certain rituals and responsibilities. The end of the year is a great time to look back over . . .
POSTSep 16, 2020
At some point, you may have looked back at your monthly budget and noticed a huge spending black hole draining your wallet of hard-earned cash: your food budget. Most of us lead busy lives, and though we’d love daily time to cook delicious and nutritious meals, it’s just not possible. It’s true that time is . . .
POSTSep 03, 2020
According to the USDA, as of May 2019, a family of four typically spent between $567.80 and $1,296.30 on food a month. Yikes! Trying to eat healthily? Organic food costs up to 25% more than conventionally grown food. Even if you skip organic products, Harvard University says a healthy diet typically costs more than an unhealthy diet. So if you . . .
POSTSep 01, 2020
If you want to save money, give up buying your morning coffee: Doesn’t that feel like the tagline of almost every personal finance article you read? What if you love your morning coffee, though? And what if you really and truly hate saving money? Are your finances forever doomed? No! You are in control of . . .