Can You Get
a Title Loan
Without
a Title?

CAN YOU GET A TITLE LOAN WITHOUT A TITLE?

Although you can’t get a title loan-secured or pawn without a title or with existing liens, TitleMax® does offer a convenient application process for personal loans and lines of credit, which require no title at all. With greater flexibility and our fast application process, our personal loans may be the right solution to pay unexpected expenses quickly! In certain states, you can choose from an in-store or online option.

CAN YOU GET A PERSONAL LOAN IF YOU DON’T HAVE A TITLE?

In-store and online personal loans and lines of credit offer a quick application process but they differ from title-secured loans, meaning that with the right qualifications you can apply for a personal loan even if you do not own a vehicle with a clear title. Learn more about personal loans today and see if it’s the right choice for you.

CAN YOU GET A TITLE LOAN IF YOUR TITLE HAS LIENS?

Those wishing to receive a car title-secured loan or pawn must provide a title that is free of liens. A lien-free vehicle means that the car (or other vehicle) must be owned outright by the person wishing to obtain the loan/pawn, with no debts surrounding the vehicle. If there are multiple names listed on the title as owners, further information may be required to determine if all parties must be listed as applicants on the application. In some instances, we may be able to provide assistance to those who currently have another outstanding title-secured loan/pawn on their vehicle.

APPLYING FOR A TITLE LOAN WITH TITLEMAX

For those wishing to apply for a TitleMax title-secured loan/pawn with a lien-free title, the process is simple. The amount that can be borrowed is dependent upon vehicle appraisal. At a TitleMax location, we will perform a quick appraisal of the vehicle while the applicant completes the application. Upon approval, the applicant must hand over the title of the vehicle to receive their funds Unlike other auto title loan/pawn services, at TitleMax, we understand how important it is for our customers to get around, so we enable our clients to continue using the vehicle. The borrower simply continues using the car while making payments on the loan/pawn. When the account is repaid in full, the title is then returned to the owner. This option help minimize inconveniences, and allows you to get back to what matters.

As we strive to assist everyone with their needs, our Title-Secured Loan and Pawn Applications can be started both in-store at one of our 1000 + convenient TitleMax locations, or you can start an application online and finish up in-store. The application process is simple and you don’t have to have perfect credit. TitleMax is here to help you get the cash you need when you need it.