Where Can I Get a Loan?

Edited By: Bonnie Gringer
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“Where can I get a loan?” This is a common question thousands of people find themselves asking each and every week. While there are many possible answers, it’s important to choose the loan source that will provide you with the most benefit in the long run.

Before you decide on where you should get your loan, you should always decide on how much you need and approximately how much time you will need to pay it back. This will allow you to sort through your options a lot more quickly and make a better decision.

When it comes to where to get a loan, keep in mind whether the loan will work for you!

“Where Can I Get a Loan?” Avoid These Mistakes

While there are many places you might seek a loan, some can be dangerous.

Pawn shops, for example, typically provide only a very short time to repay your advance and retrieve your items. Not only do you get an amount that’s likely not commensurate with the items you risk, but you may even lose an item that is truly irreplaceable to you.

A conventional loan from a bank might seem like a good idea at first, but it can also be very problematic. Banks dig deep into your credit history before approving any loan. Because they have to access your credit information, your credit score could drop whether or not you qualify.

On the other hand, auto title loans that you obtain through TitleMax® have many benefits:

  • The amount that you can obtain is based on the value of your vehicle, not your income.
  • Individuals who are retired or collecting disability benefits are typically loan-eligible.
  • Interest rates are incredibly competitive compared to other title loan companies.
  • Loans can be mid-term or long-term so you can pay them off at a reasonable rate.

One advantage that TitleMax® has over other options is the ability to refinance existing title loans at a significantly improved finance rate. As long as you have made sure your auto title loan is current and have paid down a certain amount of the principal, we may be able to help you.

Where to Get a Personal Loan: The Answer is TitleMax®

If you’re wondering where to get a personal loan using your title, choose TitleMax®. We offer title loan and pawn options, including motorcycle title loans.

One thing that all potential borrowers should be aware of is the danger of getting loans directly from people you know. Unfortunately, this kind of loan generally does not provide you with the kinds of legal assurances and protections you need to ensure that everything is fair.

Working with TitleMax® provides you with many benefits, but peace of mind is definitely one of the most important. We extend 1000’s of loans each day on favorable terms to people all around the United States, even for those who aren’t near one of our offices, and we can help you, too.

Go Online and Get a Loan Fast With Your Car Title

TitleMax® is where to get a loan. We have a wide range of loan options for every situation, including loans that don’t require a credit check. We also work with you at every point during your loan process to make things easier. Thousands of people around the U.S. have chosen us!

Contact TitleMax® today or use our online application to get started right now.

Learn More About Money and Loans from TitleMax® and Around the Web

  • * Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies and accepts both the Pledge and Line of Credit. Minimum loan amount in California is $2,600.
  • ** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.
  • *** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, and a motor vehicle appraisal. Certain other terms and conditions apply.
  • † Proof of income is required in Illinois, Nevada, some Texas locations, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.
  • ‡ Signature and personal loans are offered by an affiliate of TitleMax® and are currently only available in Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.
  • § Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
  • - TitleMax of Virginia, Inc. d/b/a TitleMax® is licensed by the Virginia State Corporation Commission, license number VTL-11.
  • - In Texas, TitleMax® acts as a Credit Services Organization to assist customers in obtaining a loan through an unaffiliated third party lender. Please see store associate for details. Please see Texas Schedule of All Fees.
  • - In GA, TitleMax® offers Title Pawns.
  • - In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.