Financially Fit 4th of July Festivities

Calling all money savers – we know it’s easy for your budget to get sidetracked when you think of all the items you need to get for the upcoming 4th of July holiday, but don’t throw your strategy out of the window to achieve your goals for the day. Freedom isn’t free, but you don’t have to splurge to celebrate Independence Day this year!

Party in the USA!

For the perfect 4th of July hotspot, look no further than your own backyard. Save on the expense of traveling over the holiday and opt to stay home instead. Even skipping festivities like the local fair or waterpark can save a substantial amount. Invite your friends over and set up water activities like a sprinkler and inflatable waterslide. If you want to take it a step further, host your own backyard games and include anything from Croquet to Flying Disc.

Red, White and Bargain Decor

You don’t have to splurge to have the most red, white and blue on the block! Start off with a trip to your local dollar store for tons of festive décor at a fraction of the cost of other options. Pick up everything from flags to tablecloths to patriotic pinwheels. Use 4th of July wrapping paper to create the perfect inexpensive backdrop, and supplement with coordinating streamers and balloons. Paint mason jars or a flower pot with stars and stripes to house your cutlery and napkins. Put your old jeans to use by crafting a denim pocket banner and pair with red and white ribbon.

Dynamite Dining

Gone are the days of being saddled with the entire cost of hosting and picking up the food tab. Host a pot luck with your friends and family to save on the cost (and work!) of providing all of the food. Most people like to bring something to a party anyways, so it’s a great way to get everybody involved. Keep it simple – burgers, brats, beans, and watermelon. For your contribution try these red, white and blue berry pops:

https://www.hgtv.com/outdoors/gardens/garden-to-table/red-white-and-blue-berry-pops-for-the-4th-of-july

Fiery Festivities

As the day cools off, and night rolls in, it’s time for the highlight of the day – fireworks! If you can enjoy the festivities from your home, take advantage of it! If you want to purchase some of your own fireworks for the occasion, OnlineFireworks.com has a large selection of buy one, get one free packages that start under $10. If you don’t want to do the full-blown fireworks show, consider sparklers which are pretty inexpensive. Spark-tacular!

Blast Off!

No matter how small your budget is, you can spend this 4th of July celebrating with your closest friends and family. Not only will your guests enjoy the day, you will too with the knowledge that you kept you’re your expenses at a minimum. Here’s to a successful and inexpensive red, white and blue bash!

1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

2 Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. Max loan amount for first time borrowers is $1,000 ($500 for an in-store personal loan in AZ). Returning customers with a good payment history may qualify for higher loan amounts, currently up to $2,500. Loans above $1,000 ($500 for an in-store personal loan in AZ) require two consecutive pay stubs showing direct deposit. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in proof of income (dated within the last 30 days), active bank account details (dated within the last 45 days), proof of residency, a voided check, and a valid government-issued ID to apply. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. Without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, a valid SSN, and proof of residency for the state in which you are applying (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

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– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit (“LOC”). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

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