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You must acknowledge receipt of both the Virginia Lender’s Notice and the Borrower’s Rights and Responsibilities Notice in order for us to be able to provide you with an estimate loan range. Please click here to access these notices and acknowledge receipt.

Car Title Loans by TitleMax

A title loan is an easy way to get cash using your car title instead of your credit score. The size of your title loan is determined by the amount of cash you need, your vehicle’s value, and your ability to repay. In most states, TitleMax offers title loans up to $10,000 and our focus is on getting you as much cash possible while keeping your payments manageable.

How do I get a car title loan with TitleMax

As one of the nation’s largest car title lending companies, TitleMax has streamlined the car title loan process to be as fast and simple as can be. As long as you have a car that’s paid off along with its title, we can approve you immediately for a car title loan online up to $10,000!* We also understand that your schedule is hectic and you don’t want to waste time if you don’t have to! That’s why we’ve designed our process to be incredibly efficient. From start to finish, it only takes about 30 minutes for us to put cash in your pocket. With TitleMax, you’ll get the cash you need the very same day! Other lenders can take hours and even days before ever disbursing loan proceeds to a customer. Well, not at TitleMax. Here, we strive to provide the best possible title loan experience for our customers.

If you already have a title loan with one of our competitors, then there’s good news for you, too. We may be able to refinance your title loan with TitleMax and get you a lower interest rate in the process!§ That means in most cases we can pay off your other loan AND save you money on your new, smarter loan!

So, what are you waiting for? Bring your car, your car’s title, and a government-issued ID into your closest TitleMax Locations and we’ll take it from there!

Title Loan benefits with TitleMax

Getting a car title loan with TitleMax has plenty of benefits:

  • Get up to $10,000*
  • Get fast approval for a title loan online
  • Absolutely no credit check**
  • Fast and easy approval process
  • Cash in 30 minutes
  • No car insurance requirement
  • Any make, model, and age accepted
  • You get to keep driving your car
  • Affordable payment plans

* Maximum loan amount in Ohio and most of Texas is $5,000. Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi and Tennessee is $2,500. Maximum loan amount in select Texas stores is $1,340.

** Loans may require a credit check in California.

*** To be approved for a title loan, you must be at least 18 years of age (19 in Alabama). Loan approval subject to vehicle inspection and appraisal.

† Proof of income is required in Illinois, South Carolina, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.

‡ All signature and personal loans subject to our liberal credit policies. Signature and personal loans are offered by an affiliate of TitleMax and are currently only available in Georgia and Florida.

§ Refinancing of a competitor’s title loan is not available in Mississippi. In Virginia, refinancing is available for loan amounts over $2,500. Please see a store associate for details. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax brands, including TitleBucks, Instaloan, and Equity Auto Loan, are not considered competitors.

- TitleMax of Virginia, Inc. d/b/a TitleMax is licensed by the Virginia State Corporation Commission, license number VTL-11.

- TMX Finance of Virginia, Inc. d/b/a TitleMax Loans of Virginia is licensed by the Virginia State Corporation Commission.

- In Ohio and some locations in Texas, TitleMax will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see store associate for details. TitleMax of Ohio, Inc., Credit Services Organization Certificate No: CS.900193.000. Please see Important Texas Disclosures.