Tennessee Flexible Line of Credit

At TitleMax®, our reputation speaks for itself and as one of the largest title lending companies, we are dedicated to helping people get the money needed to cover unexpected emergent expenses.

In our continued efforts to bring you excellent service, we’ve added Tennessee line of credit loans (“LOC”), also referred to as flexible/flex loans, to our list of available lending options. Although we’re widely known for our title pledges, our customers will find this option is a beneficial lending solution.

Where Can I Find A Flexible Credit Loan Near Me For Flex Financing?

Currently, the Line of Credit or Flex Loan is exclusively available to our TitleMax® customers in Tennessee and can be applied for at TitleMax® locations such as our Tennessee store locations in Nashville and Cleveland, for example. Flex financing is a type of flexible borrowing solution that helps ensure that you have sufficient funds available for unexpected costly situations. Our flex loan is an example of this type of financing that works similarly to a credit card in which you can draw funds up to your credit limit and use funds when you need them.

You can start the application process for a line of credit loan online if desired, making the process quicker and easier. This option is convenient and helps our customers avoid long bank lines and even longer approval processes. Because perfect credit isn’t required to apply, our Tennessee flexible line of credit loans may be a good fit for those who don’t qualify for traditional loans.

Apply for a LOC Loan in Tennessee Today

When starting the application process for flexible Line of Credit loans online, TN customers will find it’s important that they understand how this lending option works and why it’s beneficial. You should know that it differs from a title pledge/pawn, which provides you with your total loan amount all at once. Our TitleMax® flexible Line of Credit loan, however, is similar to a credit card in that you’re given a limit and you may use it as needed. You can, for example, wait to withdraw from your account or you may use your funds by withdrawing small or large amounts on multiple occasions. How you use it is your choice, however, you cannot exceed your maximum line of credit limit. It’s possible to apply for a line of credit loan even if you currently have a title pledge/pawn with TitleMax®. But remember, you can only have one Line of Credit loan at a time in Tennessee.

How Do You Apply for a Flexible Line of Credit Loan?

You can begin the simple application process for a TitleMax® line of credit loan online, in person, or by phone. You must be at least 18 years old and meet all eligibility requirements. This includes providing a valid government-issued identification as well as a car with a clear title that can be used as collateral. In addition to starting the application for a flexible Line of Credit loan online, TN customers must bring the required car and documents to a local TitleMax® store such as our Lebanon or Knoxville, TN locations. In the store, one of our customer service representatives will help you complete the application and appraise your vehicle. The vehicle appraisal will help us in determining your credit limit. It’s a fast process that allows you to gain access to approved funds usually within the same day or when you need it.

When looking for Line of Credit loans, Tennessee residents in Clarksville and other cities within the state can trust TitleMax® to meet their needs. We’ve helped over 19,000 people with a flexible line of credit loan, and we want to help you too! Contact us to start the loan application process today!

  • * Maximum loan amount in Illinois is $4,000. Maximum loan amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies and accepts both the Pledge and Line of Credit. Minimum loan amount in California is $2,600.
  • ** Car title loans may require a credit check in California. Motorcycle title loan and pawn approval requires satisfaction of all loan eligibility requirements including a vehicle evaluation and a credit check.
  • *** To be approved for a title loan or pawn, you must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a possible credit inquiry, and a motor vehicle appraisal. Certain other terms and conditions apply.
  • † Proof of income is required in Illinois, Nevada, some Texas locations, and California. In California you are also required to provide proof of residency, and a valid vehicle registration to obtain a loan.
  • ‡ Signature and personal loans are offered by an affiliate of TitleMax® and are currently only available in Florida. Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal.
  • § Refinancing of a competitor’s title loan is not available in Mississippi or Virginia. In Illinois, you are required to have reduced your original principal balance by 20% before refinancing. TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.
  • - TitleMax of Virginia, Inc. d/b/a TitleMax® is licensed by the Virginia State Corporation Commission, license number VTL-11.
  • - In Texas, TitleMax® acts as a Credit Services Organization to assist customers in obtaining a loan through an unaffiliated third party lender. Please see store associate for details. Please see Texas Schedule of All Fees.
  • - In GA, TitleMax® offers Title Pawns.
  • - In CA, Loans are made by TitleMax of California, Inc., California Finance Lenders Law License No. 603K014.
  • - New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.